Consumer Finance: Electronic Industry And Home Appliances Industry (Facts & Figures)

Credit/Loans Classified By Consumer Financing & Other Borrowers In Pakistan* (Rs in Mn)
Description	Jun-21	Aug-21	Jun-22R	Aug-22P
1. Credit to Government Sector (A+B)	16,543,488	16,502,640	19,845,751	20,072,966
A. SBP Credit to Government Sector (Net)	5,323,985	5,167,327	5,187,590	4,498,926
B. Scheduled Banks Credit to Government Sector (Net)	11,219,502	11,335,313	14,658,160	15,574,040
2. Credit to Non Government Sector (A+B)	8,685,121	8,646,282	10,292,193	10,383,178
A. SBP Credit to Non Govt. Sector	29,556	29,816	34,245	34,374
B. Scheduled Banks Credit to Non Govt. Sector (I+II+III)	8,655,565	8,616,465	10,257,948	10,348,804
I. Credit to PSEs	1,639,536	1,643,258	1,707,240	1,843,914
II. Credit to NBFIs	188,464	187,072	282,451	257,189
III. Credit to Private Sector (A+B)	6,827,565	6,786,136	8,268,256	8,247,701
A. Investment in Securities & Shares of Private Sector	211,087	215,690	198,547	197,442
B. Loans to Private Sector (1-4)	6,616,478	6,570,446	8,069,708	8,050,258
1. Private Sector (BUSINESS)	5,712,430	5,627,396	6,927,897	6,910,461
A. Agriculture, forestry and fishing	292,274	284,951	326,429	323,990
1. Crop and animal production, hunting and related service activities	290,794	283,046	324,886	322,391
B. Mining and quarrying	67,175	63,992	64,099	62,605
C. Manufacturing	3,548,472	3,489,871	4,451,436	4,480,917
D. Electricity, gas, steam and air conditioning supply	558,695	547,894	620,224	602,184
E. Water supply; sewerage, waste management and remediation activities	24,150	27,203	22,442	17,623
F. Construction	154,443	144,287	188,365	188,740
G. Wholesale and retail trade; repair of motor vehicles and motorcycles	452,581	457,435	531,595	514,482
H. Transportation and storage	113,666	118,351	127,188	129,283
I. Accommodation and food service activities	42,889	42,539	40,198	39,779
J. Information and communication	185,367	192,257	277,827	286,630
K. Real estate activities	30,892	30,009	37,084	36,223
L. Professional, scientific and technical activities	50,820	49,756	53,848	53,495
M. Administrative and support service activities	64,558	61,988	57,230	52,252
N. Education	32,301	31,270	36,167	34,152
O. Human health and social work activities	19,911	18,951	18,884	18,038
P. Arts, entertainment and recreation	3,099	3,165	2,764	1,896
Q. Other service activities	71,136	63,477	72,118	68,173
2. Trust Funds And Non Profit Organizations	15,023	13,459	15,531	15,092
3. Personal	885,881	926,352	1,123,425	1,121,966
A. Bank Employees	177,145	183,038	222,442	227,703
1) For house building	140,691	145,133	171,731	176,651
2) For transport i.e. purchase of car etc.	32,750	34,172	46,550	46,894
3) Other purposes	3,705	3,733	4,160	4,158
B. Consumer Financing	707,924	742,499	900,103	893,412
1) For house building	103,631	111,679	200,765	205,978
2) For transport i.e. purchase of car etc	308,096	325,841	367,845	352,544
3) Credit cards	55,074	58,058	72,738	77,209
4) Consumers durable	6,081	7,655	7,326	6,923
5) Personal loans	235,043	239,266	251,428	250,758
C) Other	813	815	881	851
4. Other	3,143	3,239	2,856	2,740
Total Credit (1+2)	25,228,609	25,148,922	30,137,943	30,456,145
*(Outstanding position at the end of month) ;(Based on ISIC 4 Classifications of Private Sector Business)

---

Growth Of Computer, Electronics And Electrical Equipment And Others In LSM
S.No	Details	Weights	% Change (Jul-Mar)
			2020-21	2021-22
1	Food	10.69	27.1	11.7
2	Beverages	3.84	0.2	0.7
3	Tobacco	2.07	17.8	16.7
4	Textile	18.16	8.0	3.2
5	Wearing Apparel	6.08	-35.6	34.0
6	Leather Products	1.23	-37.8	1.5
7	Wood Products	0.18	-46.2	157.5
8	Paper & Board	1.63	-0.6	8.5
9	Coke & Petroleum Products	6.66	12.3	2.0
10	Chemicals	6.48	9.0	7.8
11	Pharmaceuticals	5.15	10.5	-0.4
12	Rubber Products	0.24	-13.1	-20.6
13	Non-Metallic Mineral Products	5.01	18.5	1.1
14	Iron & Steel Products	3.45	-8.6	16.5
15	Fabricated Metal	0.42	-0.7	-7.2
16	Computer, electronics and Optical products	0.03	-38.6	1.0
17	Electrical Equipment	2.05	-17.1	-1.1
18	Machinery and Equipment	0.39	50.8	8.9
19	Automobiles	3.10	21.6	54.1
20	Other transport Equipment	0.69	19.2	-10.2
21	Furniture	0.51	71.7	301.8
22	Other Manufacturing (Football)	0.32	-29.8	37.8

---

Production Of Selected Industrial Items Of Large-Scale Manufacturing
S.No	Items	Unit	Weights	July-March		% Change	% Point Contribution
				2020-21	2021-22
1	Deepfreezers	(Nos.)	0.167	68,947	84,205	22.13	0.04
2	Jeeps and Cars	(Nos.)	2.715	114,617	177,757	55.09	1.41
3	Refrigerators	(Nos.)	0.246	928,170	1,024,335	10.36	0.02
4	Upper leather	(000 sq.m.)	0.398	13,324	10,966	-17.70	-0.06
5	Cement	(000 tonnes)	4.650	37,619	36,543	-2.86	-0.21
6	Liquids/syrups	(000 Litres)	1.617	86,212	144,638	67.77	1.30
7	Phos. fertilizers	(N tonnes)	0.501	545,612	601,184	10.19	0.06
8	Tablets	(000 Nos.)	2.725	20,380,940	14,695,108	-27.90	-0.85
9	Cooking oil	(tonnes)	1.476	334,107	370,181	10.80	0.21
10	Nit. fertilizers	(N tonnes)	3.429	2,450,066	2,505,757	2.27	0.09
11	Cotton cloth	(000 sq.m.)	7.294	786,042	788,285	0.29	0.02
12	Vegetable ghee	(tonnes)	1.375	1,087,827	1,060,111	-2.55	-0.05
13	Cotton yarn	(tonnes)	8.882	2,577,675	2,594,690	0.66	0.07
14	Sugar	(tonnes)	3.427	5,618,976	7,759,825	38.10	2.13
15	Tea blended	(tonnes)	0.485	100,566	112,544	11.91	0.06
16	Petroleum Products	(000 Litres)	6.658	–	–	2.10	0.01
17	Cigarettes	(million No)	2.072	39,473	46,070	16.71	0.38