Author: Muhammad Waqar Asghar

What is Insurtech? Insurtech is an umbrella term that refers to the application of contemporary technology to create efficiencies and added value from traditional insurance models. While traditional insurance models can also be made improved through the employment of new digital systems, this would not be considered ‘insurtech’ unless some tech-based innovation that disrupted the underlying model was involved. The shiny new website of a traditional insurance provider would, therefore, not come under the ‘insurtech’ umbrella, regardless of if it was built on the latest front-end coding framework. Or even if the usability and functionality of the website’s CRM was…

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In December of last year (2018), World Health Organisation (WHO) Regional Director Dr Ahmed Salim Saif Al-Mandhari paid a four-day visit to Pakistan. During his visit Dr Al-Mandhari expressed his support and recognition of the health service reforms taking place in the country under the present government. One of the main focuses is the roll-out of health insurance programmes across the country. The project’s 2019 target is that at least 50% of Pakistan’s population with health insurance cards. The cards entitle holders to free medical care worth up to 720,000 rupees at private hospitals. However, while the government health card…

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