SMEs and informal economy benefit as electronic transactions integrate Pakistan’s economy towards 2026 Pakistan’s financial landscape is undergoing a remarkable transition as digital payment systems and financial technology solutions expand rapidly across the economy. While macroeconomic challenges persist, the ongoing growth in fintech adoption presents a significant opportunity to deepen financial inclusion, integrate small and medium enterprises, and bring the large informal sector into the formal economy. The evidence from recent data suggests that this transformation could be one of the defining features of Pakistan’s economic outlook toward 2026. The State Bank of Pakistan’s most recent Payment Systems Review reports…
Author: Ms. Samreen Irfan
Reviving investment requires stability, credible policies, and long-term strategies to rebuild productive capacity Pakistan’s economic debate often revolves around short term stabilization such as exchange rates IMF programs fiscal gaps or monthly inflation figures. Beneath these recurring concerns lies a deeper and more persistent problem the steady erosion of capital formation. Without sustained investment in productive capacity no economy can grow modernize or generate durable employment. Pakistan’s current trajectory suggests that this investment engine is not merely weak but dangerously close to stalling. Capital formation particularly gross fixed capital formation reflects how much an economy invests in infrastructure machinery technology…
Imports, low domestic productivity, outdated practices, lR&D are the primary challenges that must be addressed Pakistan’s edible oil crisis is one of the most pressing challenges facing the country’s economy and food security today. Despite being an agricultural nation with vast arable land, Pakistan imports nearly 90% of its edible oil requirements, making the country highly vulnerable to international price fluctuations and supply disruptions. The rising cost of edible oils, particularly palm, soybean, and sunflower oil, has had a direct impact on household budgets, with families spending an increasing portion of their income to meet basic dietary needs. Without immediate…