Mobilink Bank, HBL Zarai Services partner to strengthen agricultural financing for underserved communities
Pakistan’s leading digital microfinance bank, Mobilink Bank has signed a crucial partnership with HBL Zarai Services Limited to advance agricultural financing for underserved communities under the ‘Zarkhez-e’ Asaan Digital Zarai Qarza Scheme.
Under this partnership, Mobilink Bank will expand access to structured, in-kind agricultural financing for farmers across Pakistan. The Bank, in collaboration with HBL Zarai services, will link financing with essential agricultural inputs and services to help ensure that credit is utilized for productive purposes and contributes to improved farm-level outcomes. Moreover, it will strengthen the efficiency of the financing process through digital channels to enable more streamlined disbursements and transactions.
Whereas HBL Zarai, as an approved Agricultural Services Provider (ASP), will enable farmers to access high-quality agricultural inputs, ongoing agronomic advisory, mechanization services on a pay-per-use basis, and structured crop offtake solutions. This closed-loop model connects financing with input utilization and market access, enhancing transparency, minimizing inefficiencies, and strengthening farmers’ economic resilience.
Commenting on the occasion, Harris Mahmood Chaudhary, President and Chief Executive Officer, Mobilink Bank, said, “Mobilink Bank remains committed to expanding access to finance in a way that is both practical and meaningful. Through our collaboration with HBL Zarai, we are bringing a more integrated approach to agricultural financing by linking credit with inputs, advisory, and market access. This helps ensure that financing is used effectively, improves outcomes, and supports more sustainable and resilient livelihoods.”
Amer Aziz, Chief Executive Officer of HBL Zarai Services Limited, added, “This partnership with Mobilink Bank is a significant step toward strengthening the delivery of structured agricultural financing. By combining financial access with on ground agricultural services, we are ensuring that financing translates into real productivity, improved yields, and better market outcomes for farmers.”
Through this partnership, Mobilink Bank and HBL Zarai aim to enhance coordination, streamline service delivery, and scale in-kind agricultural financing across key agricultural regions. The initiative supports national priorities for sustainable agriculture, financial inclusion, and inclusive economic growth to help Pakistan’s agriculture sector reach its full potential.
Pakistan Cables supported TEAM Envision from NUST PNEC at Shell Eco Marathon 2026
Pakistan Cables proudly sponsored Team Envision from NUST PNEC at the Shell Eco-marathon 2026 by providing wires and cables for the team’s winning vehicle. The Company congratulates Team Envision on their remarkable achievement of winning the Spirit of Shell Award, bringing pride to Pakistan on an international platform.
The achievement reinforces the importance of industry-academia collaboration in creating meaningful opportunities for students to apply their knowledge in globally recognized competitions.
Pakistan Cables remains committed to empowering young minds and supporting initiatives that celebrate excellence, innovation, and the future of engineering in Pakistan.
Pakistan’s ChildLife Foundation Wins Prestigious 2026 Skoll Award for Social Innovation
ChildLife Foundation will receive the Skoll Award for Social Innovation 2026 during the 23rd Annual Skoll World Forum that is to be held in Oxford, U.K from April 21-24.
The ChildLife Foundation is one of the three organizations in the world that will receive this award for saving thousands of children daily by modernizing Pakistan’s pediatric emergency rooms and linking them to a telemedicine network.
“This recognition belongs to our frontline teams working 24/7 to save children’s lives, to our government partners who make scale possible, and to our supporters who believe in this mission,” said Dr. Ahson Rabbani, CEO ChildLife Foundation.
He added that the ChildLife Foundation promise is “no child more than 30 minutes away from quality emergency care, 24/7 and free of charge”.
It is to be noted that the Skoll Award for Social Innovation provides support to nonprofit organizations with a proven track record of advancing transformational social change on intractable global issues.
“This year’s winners of the Skoll Award for Social Innovation prove that when bold, creative leaders set their sights on a problem, their resolve and commitment lead to global systems change. Through innovative partnerships with affected communities and cross-sector collaboration, they are driving impact and lasting change in the fields of health, education, and public benefits,” said Marla Blow, CEO & President of the Skoll Foundation.
She added that even in the face of profound shocks to the social impact space, these organizations are not simply maintaining their impact; they are increasing it exponentially.
It is pertinent to mention here that Pakistan faces one of the highest child mortality rates in the world, with nearly 1,000 children dying every day from treatable conditions like pneumonia.
The ChildLife Foundation works to prevent those deaths by strengthening Pakistan’s struggling pediatric emergency care system. It partners with government to rehabilitate and manage pediatric ERs within public hospitals, delivering world-class care through modern facilities and equipment, efficient systems and well-trained teams. This system has achieved a significant reduction in child mortality in the ERs ChildLife manages.
Additionally, ChildLife Foundation’s 24/7 telemedicine network links over 300 secondary care hospitals to pediatric specialists, covering 90 percent of the country.
By building government doctors’ capacity and scaling to 40 modernized ERs and more than 400 telemedicine sites, the organization hopes to deliver life-saving care to 20 million children each year.
It is pertinent to mention that The Skoll Foundation catalyzes transformational social change by investing in, connecting and championing social entrepreneurs and other innovators who support them who are advancing bold, systemic solutions to the world’s most pressing problems.
Mahnoor, Sehrish win medals at SRAFTKL International Junior Squash Championship
Pakistan’s Mahnoor Ali claimed gold medal while her sister Sehrish Ali clinched bronze medal at the SRAFTKL International Junior Open Squash Championship in Kuala Lumpur, Malaysia the other day.
Mahnoor Ali defeated Malaysian number 1 and Asian number Maisra Kharul Nizam of Malaysia 12–10, 13–11, 6–11, 11–7 in the final of under-15 category to take gold medal.
Similarly, Sehrish Ali secured bronze medal in the under-15 category while Mehwish Ali finished 7th in the under-19 category in this Asian Junior Super Series event.
“We are immensely proud of Mahnoor, Sehrish, and Mehwish for the pride they continue to bring to Pakistan. At Indus Motor Company, we believe that investing in young talent is investing in the nation’s future. We remain committed to supporting their journey to the very top,” said Ali Asghar Jamali, CEO of Indus Motor Company, which sponsored these sisters.
He added that IMC has been a steadfast supporter of these squash-playing Ali sisters, recognizing their extraordinary talent and dedication from an early age.
“The Company’s sponsorship is a reflection of its broader commitment to empowering Pakistan’s youth and nurturing sporting excellence at the national and global level,” said Jamali.
Foreign investment critical for inclusive economic growth and Balochistan’s development: Mian Zahid Hussain
Mian Zahid Hussain, President Pakistan Businessmen and Intellectuals Forum & All Karachi Industrial Alliance, Chairman National Business Group Pakistan, Chairman Policy Advisory Board FPCCI, and Former Provincial Minister Information Technology, declared that sustainable foreign direct investment is the central pillar for achieving inclusive macroeconomic prosperity in the country.
Delivering a keynote address on the topic of driving inclusive economic growth through foreign investment at the Pakistan-China Investment Seminar 2026, he emphasized that grassroots uplift in regions like Balochistan depends heavily on joint industrial ventures. The high-profile seminar, jointly organized by the Balochistan Board of Investment & Trade and the China Pakistan Economic and Cultural Council, was held at the Consulate General of China in Karachi.
Highlighting the enduring financial partnership between the two allied nations, Hussain pointed out that total foreign direct investment inflows into Pakistan reached $1.354 billion during the July-March period of the current fiscal year (FY26). Out of this volume, investments originating from China and Hong Kong collectively amounted to a dominant $928 million. He further noted that despite regional instability and global economic headwinds, the country witnessed a 165 percent surge in foreign direct investment in March 2026 alone, totaling $167 million. This resilient capital inflow reflects the unwavering confidence of Chinese enterprises in Pakistan’s industrial potential and strategic geoeconomic position.
Discussing the massive scale of bilateral cooperation, Hussain reminded the business community that Chinese investment in Pakistan under the China-Pakistan Economic Corridor (CPEC) had already risen to $62 billion by the year 2022. He explained that as the corridor transitions into its second phase, the focus has rightfully shifted from foundational infrastructure to deep industrial embeddedness and manufacturing. To facilitate this transformation, the Board of Investment officially announced on January 16, 2026, that the number of approved Special Economic Zones under CPEC Phase II has been vastly expanded from 7 to 44. This rapid expansion of newly notified zones aims to accelerate local job creation, streamline supply chains, and enhance technological integration across various sectors.
Addressing the seminar’s primary theme of unlocking Balochistan’s investment potential, Hussain stated that the province is the definitive next frontier for mineral extraction and industrial growth. He praised the recent establishment of the Balochistan Business Facilitation Center, viewing it as a critical institutional mechanism for bridging the Pakistan-China business ecosystems and enhancing business-to-business connectivity. The event was graced by prominent dignitaries, including the Consul General of China in Karachi, Mr. Yang Yundong, and the Governor of Balochistan, Sheikh Jaffar Khan Mandokhel, who also reaffirmed the strong economic partnership between the two countries.
Concluding his comprehensive address, Mian Zahid Hussain urged federal and provincial authorities to maintain policy consistency and eliminate bureaucratic hurdles to ensure a seamless environment for foreign investors. He reiterated that true economic inclusion occurs when mega-projects integrate domestic small and medium enterprises into their supply chains, thereby distributing wealth horizontally. By capitalizing on the mineral wealth and strategic coastline of Balochistan, he expressed confidence that the joint vision of Pakistan and China will lead to long-term prosperity, stabilizing domestic markets and dramatically elevating the living standards of local communities across the nation.
Mega Motor Company (MMC) and TPL insurance collaborate to launch MMC Cares for BYD Owners in Pakistan
Mega Motor Company (MMC), the official partner of the world’s no.1 NEV brand, BYD in Pakistan has entered into a strategic partnership with TPL Insurance, one of Pakistan’s leading general insurance providers, to introduceMMC Care, a comprehensive protection plan designed exclusively for BYD owners nationwide.
Through this partnership, TPL Insurance will offer a comprehensive and customized insurance plan designed to cater to the technologically advanced BYD New Energy Vehicles (NEVs). MMC Care offers BYD owners financial protection against a range of unforeseen circumstances, including accidents, theft, damage, and unexpected breakdowns. The policy is structured to reduce the burden of repair costs and eliminate the uncertainty of arranging assistance during emergencies, ensuring that support is readily available when it is needed most.
Danish Khaliq, VP Sales & Strategy, BYD Pakistan – MMC added, “Leading the NEV transition in Pakistan, this partnership reflects MMC’s commitment to delivering a safe, reliable, and customer-first experience tailored to the country’s evolving mobility landscape. Our collaboration with TPL Insurance marks another milestone, enabling a more holistic ownership experience for BYD customers. A vehicle is a significant investment, and with MMC Care program, our goal is to ensure that customers can protect that investment with confidence.”
Mr. Syed Ali Hassan Zaid, COO of TPL Insurance said, “We are excited to collaborate with MMC to introduce specialized insurance offerings for BYD vehicle owners. As the automotive landscape evolves, particularly with the rise of electric vehicles, it is essential to provide protection solutions that are equally innovative and forward looking.”
MMC Care is accessible to both new and existing BYD customers, offering flexibility and ease of enrollment at any stage of vehicle ownership. This strategic alliance reflects a shared vision to enhance customer value through integrated offerings, while supporting the growth of Pakistan’s automotive and insurance sectors.
Mobilink Bank ranks among Top 10 organizations at GDEIB Awards 2026, recognized across all 15 categories
Pakistan’s leading digital microfinance bank, Mobilink Bank, has been named among the ‘Top 10 Inclusive Companies of the Year’ at the prestigious Global Diversity, Equity, and Inclusion Benchmarks (GDEIB) Awards 2026. The Bank secured recognition across all 15 award categories, reflecting its deep-rooted commitment to global DEI best practices and its continued efforts to drive inclusive growth in Pakistan.
Mobilink Bank has embedded DEI across its organizational and leadership structures, earning recognition at the highest “Best Practice” level in multiple GDEIB categories, including leadership accountability, recruitment, advancement and retention, learning and development, and sustainability. The Bank also ranks among the top organizations in Pakistan based on its overall GDEIB scoring, further strengthening its position as a national benchmark for inclusive excellence.
Mobilink Bank’s progress is further reflected in its leadership composition, where women represent 38% of the Executive Leadership Team (ELT) and 30% of the Future Leadership Team (FLT), demonstrating a sustained commitment to gender-balanced leadership and inclusive decision-making.
Haaris Mahmood Chaudhary, President & CEO Mobilink Bank said, “Diversity and inclusion are central to how we grow and lead. We’ve moved from diversity as representation to inclusion as a real outcome. This recognition reinforces the impact we’re creating and our commitment to building a progressive, future-forward organization.”
Aleena Tanvir, Chief People Officer, Mobilink Bank, stated: “At Mobilink Bank, DEI is embedded across the entire employee lifecycle, from how we hire and develop talent to how we lead and make decisions. Our focus is on creating equitable opportunities while fostering a culture where every individual feels valued, heard, and empowered to perform at their best. This recognition is a testament to the collective commitment of our people, who bring our core values to life every day.”
This landmark achievement is driven by the Bank’s sustained investment in building an inclusive and equitable workplace. Mobilink Bank continues to advance key initiatives such as the Women Inspirational Network (WIN) – fostering gender diversity and leadership development; Humqadam – enabling an accessible and inclusive workforce for Persons with Disabilities; MobiCare – an Employee Assistance Program supporting holistic employee well-being; and MobilinkHER – a returnship program empowering women re-entering the workforce after career breaks. These initiatives collectively reinforce the Bank’s commitment to creating meaningful opportunities for all segments of society.
The GDEIB Awards, conducted by HR Metrics, recognize organizations that embed diversity, equity, and inclusion as a strategic driver of innovation, stakeholder trust, and sustainable growth. Mobilink Bank’s continued success highlights its role in shaping a more inclusive, resilient, and future-ready financial ecosystem in Pakistan.
Pakistan Cables receives Diamond Award at the 11th Employer of the Year Award by Employers’ Federation of Pakistan
Karachi: Pakistan Cables Ltd. is honoured to receive the Diamond Award at the 11th Employer of the Year Award organized by the Employers’ Federation of Pakistan (EFP). The award was presented by Mr. Andreas Wegner, Deputy Head of Mission at the Consulate General of Germany in Karachi, to Mr. Aadil Riaz, Director HR & Admin, Pakistan Cables.
The Company is committed to upholding the highest standards of corporate responsibility and excellence, while continuing to contribute meaningfully to industrial growth and development in Pakistan.
SEPA Calls for Collective Action to Promote Environmental Sustainability
The Sindh Environmental Protection Agency (SEPA) marked Earth Day in Mithi, Tharparkar, by hosting a seminar themed “Our Power, Our Planet”, bringing together government representatives, regulators, civil society organisations and local stakeholders. Participants included Ali Muhammad Rind (Deputy Director, SEPA Mirpurkhas), Professor Nawaz Kumbhar (Climate Smart Network), Mir Hassan (Civil Society Support Program), Aijaz Bajeer (Thar Citizens Forum) and Farhan Ansari (Thar Foundation), among other stakeholders.
Speaking as the chief guest, Dr. Mahesh Kumar Malani highlighted the growing importance of sustainable practices in Thar, noting that environmental responsibility must go hand in hand with development. He also acknowledged the work of Sindh Engro Coal Mining Company and Thar Foundation, appreciating their efforts to improve quality of life in Thar. He noted that the Foundation’s inclusive approach, aligned with the UN Sustainable Development Goals (SDGs), reflects a long-term commitment to the region and its people.
Under the Thar Million Tree Program, Thar Foundation has planted over 1.2 million trees in Block II, while around 32,000 saplings have been planted in Mithi and Islamkot as part of Thar Green Project. The Foundation has also established Pakistan’s first flora station in Thar, following a comprehensive flora fauna study in 2023. In addition, more than 15,000 youth have been trained in environmental awareness and vulture conservation, contributing to stronger community engagement on climate and biodiversity.Dr Mahesh added that there is a need to protect natural resources while ensuring that local communities continue to benefit from ongoing progress in the Thar region. Deputy Director of the Environmental Protection Agency Mirpurkhas, Ali Muhammad Rind, also appreciated the ongoing efforts to protect the environment and urged people to plant more trees, conserve water, avoid plastic bags, reduce electricity consumption, and adopt eco-friendly practices in their daily lives.
The seminar concluded with a shared resolve among stakeholders to continue working together towards a more sustainable future for Thar. Participants emphasised the importance of collaboration between government, industry, and communities to ensure that development remains responsible, inclusive, and environmentally conscious for the betterment of Tharparkar and its communities.
NBP Partners with Sheikh Zayed Hospital for Cashless QR Payments
NBP has successfully onboarded Sheikh Zayed Hospital, Lahore for dynamic QR-based patient bill collections, marking another strong step in our ongoing digital payments drive.
The arrangement was spearheaded by Mr. Farhan Durrani SVP/ Digital Banking Group, signed by Mr. Ali Sahibzada BM/ Sheikh Zayed Branch with the broader team joining from Lahore East Region; Mr. Farooq Chaudhary EVP/RE Liabilities – Lahore East and Mr. Haider Masood OGI/Coordinator Sh. Zayed Branch – NBP, for the formal agreement signing ceremony while Dr. Mona Aziz Gillani Executive Director was the signee from Sh. Zayed Hospital along with her support team.
Through this deployment, patients will now be able to make instant, cashless payments via QR POS, significantly improving convenience while enabling the hospital to benefit from structured collections, reduced cash handling and better reconciliation.
This milestone reflects the continued efforts of our teams and branch network in driving QR adoption across key institutions.
MCB Bank Reports Resilient Performance for Q1’2026 with 90% Dividend Payout
MCB Bank Limited is pleased to announce its financial results for the quarter ended March 31, 2026, reflecting resilient performance supported by strong fundamentals, disciplined execution, and balance sheet strength amid a challenging macroeconomic environment.
The Board of Directors of MCB Bank, under the Chairmanship of Mian Mohammad Mansha, reviewed and approved the Bank’s financial statements for the quarter ended March 31, 2026. The Board declared a first interim cash dividend of Rs. 9.00 per share, i.e. 90%, re-affirming Bank’s commitment to delivering consistent shareholder returns.
MCB reported a Profit Before Tax (PBT) of Rs. 26.7 billion and a Profit After Tax (PAT) of Rs. 12.8 billion, translating into Earnings Per Share (EPS) of Rs. 10.80. On a consolidated basis, PBT stood at Rs. 27.9 billion.
Net interest income increased by 9% year-on-year to Rs. 38.2 billion (Q1’25: Rs. 35.2 billion), primarily driven by sustained growth in low-cost deposits and effective yield optimization, despite a relatively lower average policy rate environment. Notably, this represents the highest quarterly net interest income reported by the Bank over the past six quarters, reflecting the strength of its funding mix and resilience of core earnings.
Non-markup income remained resilient at Rs. 8.5 billion. Fee and commission income increased by 13% year-on-year to Rs. 5.9 billion, driven by continued momentum in the Bank’s digital banking franchise and higher transaction volumes. Within this segment, card-related income grew by 15%, branch banking fee income rose by 6% supported by improved customer engagement and cross-sell initiatives, while consumer banking fee income recorded a strong growth of 32%, reflecting increased customer activity and higher uptake of consumer financing products. Foreign exchange and dividend income contributed Rs. 1.384 billion and Rs. 1.137 billion respectively to the non-markup income base.
Operating expenses increased by 9% year-on-year, primarily reflecting continued investments in technology, HR and talent development, and brand-building initiatives to support long-term growth. Despite the planned expansion in the cost base, the Bank’s cost-to-income ratio stood at 39.59%, demonstrating cost discipline alongside its focus on operational efficiency and innovation.
On the balance sheet, total assets increased to Rs. 3.263 trillion (YE’25: Rs. 3.247 trillion). Advances registered growth of Rs. 59 billion (8%), reflecting improved credit uptake. The investment portfolio stood at Rs. 1.932 trillion (YE’25: Rs. 1.947 trillion).
Asset quality remained satisfactory, with non-performing loans (NPLs) reported at Rs. 50 billion. The infection and coverage ratios improved to 6.29% and 94.51% respectively. The Bank continues to focus on proactive management of its delinquent portfolio, with emphasis on recoveries, resolution, and containment of credit losses.
Deposits stood at Rs. 2.3 trillion, with the current account mix improving to 56% (YE’25: 54%), reinforcing the Bank’s strength in low-cost deposit mobilization. This favorable mix, along with a lower interest rate environment, reduced the domestic cost of deposits to 4.14% (Q1’25: 5.51%). The Bank reported Return on Assets (ROA) of 1.57% and Return on Equity (ROE) of 20.89%.
MCB Bank maintained its position as one of the leading players in the home remittance market, with a market share of 9.6%, processing USD 1,011 million in remittance inflows during the period. Leveraging its extensive branch footprint and expanding digital channels, the Bank continued to support the State Bank of Pakistan’s financial inclusion and formal remittance initiatives, contributing meaningfully to foreign exchange inflows and overall economic stability.
The Bank’s capital and liquidity positions remained robust, with the Capital Adequacy Ratio (CAR) standing at 18.70% and the Common Equity Tier-1 (CET1) ratio at 14.87%, well above minimum regulatory requirements. Liquidity buffers remained strong, reflected in a Liquidity Coverage Ratio (LCR) of 239.90% and a Net Stable Funding Ratio (NSFR) of 155.79%.
MCB’s credit ratings were reaffirmed by the Pakistan Credit Rating Agency (PACRA) at ‘AAA’ for long-term and ‘A1+’ for short-term through its notification dated June 23, 2025.
MCB Bank operates the second-largest branch network in Pakistan on a consolidated basis, with over 1,700 branches and continues to rank among the top capitalized bank stocks traded on the Pakistan Stock Exchange.
Looking ahead, the Bank remains well-positioned to deliver sustainable growth, supported by a strong capital base, ample liquidity, diversified revenue streams, and disciplined risk management, while continuing to focus on operational efficiency and customer-centric innovation.
Businesses that ignore sustainability aren’t just falling behind; they’re taking on risk they haven’t priced in
ACCA convenes finance professionals from around the world on Earth Day with a warning: the cost of inaction is already showing up on the balance sheet.
In a world of trade tariffs, geopolitical tension and shifting regulation, some businesses have quietly stepped back from their sustainability commitments by deprioritising net zero targets, scaling back ESG programmes, and waiting for things to change. It may be the most expensive mistake they make.
That was the central message from ACCA’s annual Sustainability Conference, held on Earth Day, a virtual event attended by finance professionals from over 100 countries. The argument put forward was not a moral one. It was a financial one: organisations that fail to embed sustainability into their core strategy are accumulating risk, and in many cases, that risk is already materialising.
‘Your sustainability strategy is not something that sits on the side,’ said Sharon Machado, Head of Sustainable Business at ACCA, who chaired the opening session. ‘It’s integrated within the business. It’s about risk management.’
‘When businesses think about geopolitical disruption, supply chain fragility, commodity availability or the impact of extreme weather on operations, they are, whether they recognise it or not, thinking about sustainability. The language of risk management and the language of sustainable business describe the same terrain’, she said.
Risk, finance and sustainability leader, Andrea Amaize, who joined Machado for the session, put it directly: ‘Though the business case for sustainability remains strong today, organisations that have toned down or deprioritised their sustainability commitments are trying to balance long-term sustainability objectives against pressures for near-term results.
However, immediate impacts of sustainability are being felt. Climate change is already affecting the availability and cost of insurance, purchasing decisions increasingly include questions about decarbonisation strategies, access to lower cost capital is becoming tied to sustainability performance and talent follows purpose.
A core argument of the session was that sustainability, properly understood, is not only a cost driver but also a profitability generator — unlocking new revenue streams, reducing operating costs, improving resilience, strengthening brand value and creating competitive advantage.
Amaize noted that, in today’s environment, it is important for organisations to clearly demonstrate how sustainability drives measurable financial outcomes, an area where finance professionals can play a pivotal role in evidencing this link.
All sessions from the conference are available here: Sustainability 2026
Faysal Bank Unveils Solid Financial Results for March 31, 2026
Faysal Bank Limited (FBL) delivered a sound and resilient financial performance in the first quarter of 2026, reporting Profit Before Tax (PBT) of PKR 10.8 billion and net profit of PKR 5.2 billion, translating into Earnings Per Share (EPS) of PKR 3.40. The Bank also declared an interim cash dividend of PKR 1.5 per share (15%), reflecting confidence in its performance and outlook.
FBL maintained a strong balance sheet footing, with total assets reaching PKR 1.7 trillion. The Bank remained focused on optimizing its deposit mix, with a strategic emphasis on core current accounts, driven by trade and transactional flows across its expanding customer base, leveraging its wide and growing branch network.
The upward trajectory in Current Account (CA) continued, reaching PKR 614 billion, reflecting a 15% growth since December 2025. This led to a significant improvement in the CA mix to 46.2% (December 2025: 37.5%) and the CASA ratio to 85.5% (December 2025: 81.9%). The ADR moderated to 58.4% as at March 2026 (December 2025: 61.1%), while asset quality remained strong, with the infection ratio at 2.4%.
Overall, the Bank’s performance underscores its strong business fundamentals, prudent risk management, and focused growth strategy, with increasing emphasis on digital and technology-led, customer-centric solutions.
Mr. Mian Muhammad Younis, Chairman, Faysal Bank, reflecting on the Bank’s performance, said, “Alhamdulillah, the quarter ended March 2026 reflects the growing maturity and depth of Faysal Bank’s Islamic banking, network-led growth journey. The outcomes achieved are a direct result of the Board’s long-term strategic direction – focused on rapidly expanding the Bank’s network and steadily growing its low-cost core deposit base over the short and medium term. I would like to express my sincere gratitude to our customers, whose enduring trust and confidence remain central to our continued progress as a leading Shariah-compliance banking institution.”
Mr. Yousaf Hussain, President & CEO, Faysal Bank, added, “Looking ahead, Insha’Allah, the Bank is well positioned to further build upon its strong product and expanded network foundations, supported through regional operational hubs and trade, driven by strong Islamic values, disciplined execution, and a continued focus on delivering value to all stakeholders.”