Islamic Finance (Facts & Figure)

Pakistan: Assets Quality Ratio Of IBI (%)
Ratio	Mar-25	Dec-25	Mar-26	Overall Banking Industry
NPFs to Gross Financing	3.6	2.4	2.4	5.8
Net NPFs to Net Financing	(0.2)	(0.5)	(0.6)	(0.8)
Provisions to NPFs	106.6	119.7	125.0	112.5

Pakistan: Liquidity Ratios (%)
Ratios	Mar-25	Dec-25	Mar-26	Overall Banking Industry
Liquid Assets to Total Assets	49.9	52.2	53.7	67.7
Liquid Assets to Total Deposits	68.2	68.4	69.7	108.7
Financing to Deposit Ratio (FDR)	47.8	51.2	49.4	36.8
Liquidity Coverage Ratio (LCR)*	238.0	197.7	217.3	213.0
Net Stable Funding Ratio (NSFR)*	205.4	182.3	188.7	167.0
*The ratios represent full-fledged Islamic banks only

Gross Domestic Product Of Pakistan (at constant basic prices of 2015-16) (Rs. Million)
S. No	Sector/Industry	2023-24	2024-25	2025-26
	GDP Growth Rate (%)	2.62	3.18	3.70
A	Agriculture, Forestry and Fishing ( 1 to 4 )	9,549,585	9,695,601	9,975,844
B	Industrial Activities ( 1 to 4 )	7,064,866	7,457,780	7,719,584
	Commodity Producing Activities (A+B)	16,614,451	17,153,381	17,695,428
C	Services ( 1 to 10)	23,162,560	23,889,066	24,866,359
	1. Wholesale & Retail trade	7,269,866	7,304,749	7,576,098
	2. Transportation & Storage	4,200,059	4,306,820	4,406,453
	3. Accommodation and Food Services Activities (Hotels & Restaurants)	586,418	610,324	634,375
	4. Information and Communication	1,166,700	1,248,721	1,342,621
	5. Financial and Insurance Activities	572,347	624,443	626,432
	6. Real Estate Activities (OD)	2,320,700	2,407,856	2,495,256
	7. Public Administration and Social Security (General Government)	1,602,278	1,740,090	1,888,728
	8. Education	1,247,057	1,291,819	1,359,431
	9. Human Health and Social Work Activities	679,024	700,830	748,857
	10. Other Private Services	3,518,111	3,653,413	3,788,108
D	GDP {Total of GVA at bp (A+B+C)	39,777,011	41,042,447	42,561,787
G	GDP at mp (GVA+T-S)	42,059,800	43,664,526	45,758,744
H	Gross National Income	45,253,325	47,824,766	49,778,032
I	GDP (at Current Market Prices)	105,290,237	114,039,352	126,870,134

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