IMC sponsors underprivileged students for Markhor project
Indus Motor Company (IMC), commemorating thirty-five years of Toyota’s presence in Pakistan, sponsored ten students from the Toyota Goth Education Program (T-GEP) to participate in the Markhor Project held from 01 October to 05 October in Manoor Valley, Kaghan. The program brought together ninety-one young leaders from across the country for an immersive experience focused on self-discovery, purposeful learning, and social contribution.
Reinforcing its commitment to empowerment and gender inclusion, IMC ensured that eight of the ten sponsored students were girls. This reflects the company’s long-standing focus on expanding opportunities for young women. IMC also served as the Official Women Leaders Partner for the 2025 Markhor Project, marking another milestone in its efforts to advance female leadership in Pakistan.
Mr. Ali Asghar Jamali, Chief Executive Officer of IMC, reaffirmed the company’s commitment to contributing to society beyond its core business: “IMC’s responsibility goes further than producing vehicles. We believe that education is the most transformative force for progress, and it should be accessible to every child, regardless of their circumstances. By supporting these talented students, especially young women, we are investing in future leaders who will contribute to a more inclusive and prosperous Pakistan.”
As Toyota completes thirty-five years in the country, IMC remains dedicated to creating positive impact under its flagship program of Concern beyond Cars, with a continued focus on education, environmental care, skill development, and community upliftment. The participation of T-GEP students in the Markhor Project reflects IMC’s broader vision of driving meaningful and sustained social impact through purposeful partnerships and development initiatives.
SSGC Shareholders Elect New Board of Directors for Three-Year Term
Sui Southern Gas Company Limited (SSGC) held an Extraordinary General Meeting (EOGM) today in Karachi to elect its Board of Directors for a three-year term, effective December 24, 2025.
During the meeting, shareholders passed two key resolutions:
- Minutes Confirmation: Approval of the minutes from the 71st Annual General Meeting held on November 27, 2025.
- Election of Directors: Under Section 159 of the Companies Act, 2017, eleven members were elected to the Board.
The newly elected Directors are:
1. Zuhair Siddiqui | 2. Asif Inam | 3. Saira Najeeb Ahmed | 4. Usman Ahmed Chaudhry | 5. Muhammad Dawood Bazai | 6. Muhammad Akram | 7. Muhammad Rehan Hashmi 8. Mohammad Ali Khan | 9. Khalid Rahman | 10. Salima Amin Feerasta | 11. Navaid Hasib Malik
18 Tharparkar students depart for China to complete dual diploma programme
With the support of Thar Foundation, 18 students from the Government Polytechnic Institute (GPI) Mithi have been awarded an opportunity to pursue global education through the Dual Diploma programme in China.
GPI Mithi offers a three-year Diploma of Associate Engineering (DAE) in mining, electrical, mechanical, and civil engineering. More than 300 students are currently enrolled in these programs, including 13 women for the first time. As part of the initiative, the selected students have departed for China to complete the final year of their three-year diploma at Pingdingshan University in Henan Province.
To celebrate the students’ achievement, Thar Foundation held an appreciation ceremony attended by representatives from STEVTA, TANG International, GPI Mithi and the students’ families. Speakers commended the students’ hard work and wished them success in their academic and professional journeys.
Speaking on the occasion, GM Thar Foundation Farhan Ansari emphasized the Foundation’s commitment to developing vocational skills to empower Thar’s youth. He noted that students enrolled in the mining-focused Dual Diploma program are receiving scholarships jointly supported by STEVTA and TANG International. To prepare for industrial careers and cross-cultural exposure, these students have also undergone Chinese language training.
“Studying abroad was once an impossible dream for students like us,” shared one of the students. “Thar Foundation has turned that dream into reality.”
Thar Foundation has previously sponsored six students for post-graduate studies and facilitated international training for 74 Thari engineers in China, providing specialized expertise in the Operations & Maintenance (O&M) of power plants.
Standard Chartered Pakistan, BII disburse $3.5m to kashf foundation for financial inclusion
Standard Chartered Pakistan and British International Investment (BII), the UK’s development finance institution and impact investor, made their first disbursement of $3.5 million to Kashf Foundation under their unfunded Risk-Participation Agreement. This disbursement marks a significant milestone for both institutions’ commitment to supporting financial inclusion, empowering underserved communities, and catalysing private sector-led growth.
Through this programme, BII will provide partial coverage of Standard Chartered’s risk on local currency loans to the microfinance sector, enabling the Bank to expand its capacity to provide financing to sectors that play a vital role in driving sustainable development.
Through such partnerships, Standard Chartered will be able to drive financial inclusion across traditionally underbanked sectors and ensure access to financing while creating opportunities for sustainable growth.
Commenting on the occasion, Rehan Shaikh, CEO & Head of Coverage, Standard Chartered Pakistan, said: “Our partnership with BII reflects our shared ambition to strengthen access to finance for segments that form the backbone of Pakistan’s economy. By leveraging BII’s development expertise and Standard Chartered’s local presence, we are enabling MFIs to extend critical support to small businesses and individuals that contribute to inclusive growth. We are proud to mark the first disbursement to Kashf Foundation, one of Pakistan’s leading microfinance institutions, demonstrating the tangible impact of this collaboration.”
Stepen Priestley, MD and Head of Financial Services Group, BII, stated, “Our partnership with Standard Chartered Pakistan on this innovative risk-sharing programme will ensure that MFIs like Kashf Foundation can access vital resources needed to grow their portfolios. At the forefront of driving financial inclusion, they are tasked to reach more underserved clients and strengthen economic resilience across Pakistan.”
Roshaneh Zafar, Founder & Managing Director, Kashf Foundation, stated: “Investing in women’s entrepreneurship is critical to the growth and development of Pakistan’s economy. We are extremely appreciative of the support that Standard Chartered Pakistan and British International Investment are providing to Kashf Foundation, raising the slogan for financial inclusion in letter and spirit.”
The unfunded risk participation programme is part of Standard Chartered’s broader commitment to sustainable finance and partnerships that unlock capital for positive social and economic impact.
Recurring border closures inflict irreparable damage on regional economy and bilateral trade: Zahid
Mian Zahid Hussain, President Pakistan Businessmen and Intellectuals Forum & All Karachi Industrial Alliance, Chairman National Business Group Pakistan, Chairman Policy Advisory Board FPCCI, and Former Provincial Minister Information Technology, today has expressed deep concern over the precipitous decline in bilateral trade and transit volumes between Pakistan and Afghanistan. He warned that the recurring border closures, triggered by recent clashes and terrorist infiltration, are inflicting irreparable damage on the regional economy.
Mian Zahid Hussain, stated that while national security is paramount, the economic fallout requires urgent mitigation strategies. Citing data derived from the Pakistan Bureau of Statistics (PBS) and State Bank of Pakistan (SBP), Mian Zahid Hussain highlighted that bilateral trade volume, which stood at approximately $1.45 billion in FY 2024-2025, has witnessed a sharp contraction in the first half of FY 2025-2026.
“Current projections suggest that if the intermittent closures at Torkham and Chaman continue, total bilateral trade could shrink to under $800 million by the end of this fiscal year,” Mian Zahid Hussain noted. He added that Pakistan’s exports, particularly cement, pharmaceuticals, and perishable food items, have seen a decline of 35% year-on-year.
Touching upon the Afghan Transit Trade (ATT), the veteran business leader noted a significant diversion of cargo. “In FY 2024-2025, Pakistan handled over 35,000 containers annually for Afghan transit. However, in the current fiscal year (2025-2026), nearly 60% of this volume has diverted to the Chabahar port in Iran due to the unpredictability of the Pakistani route,” he observed. This shift represents a revenue loss of millions of dollars for Pakistan’s logistics and transport sectors.
Mian Zahid Hussain, elaborated on the devastating impact on Pakistani importers and exporters. “Hundreds of trucks laden with perishable goods—specifically kinnow and vegetables — are rotting at border terminals. Exporters are facing demurrage charges exceeding Rs. 50 million daily during closures, while the loss of the Central Asian market to competitors is becoming permanent,” he warned.
Conversely, he highlighted the impact on Afghan traders, noting that the suspension of supply lines has triggered a 20-30% spike in inflation for essential food items in eastern Afghanistan. Afghan exporters of fresh fruit and coal are facing total capital erosion as their goods cannot reach Pakistani markets in time.
Mian Zahid Hussain concluded by urging the government to implement a ‘Smart Border Management’ system. He suggested that while security forces must respond robustly to terrorist infiltration by adopting a hot pursuit strategy, a mechanism for secure, scanned commercial convoys must be maintained to prevent the total economic collapse of the Pakistani traders.
SSGC LDC skills and innovation expo highlights apprentice talent
SSGC Learning and Development Center (LDC) organized “SSGC LDC – Skills and Innovation Expo 2025,” from December 10-12, 2025 at its Karachi Terminal facility.
The Expo that was successfully organized for the very first time, artistically showcased the technical proficiency and innovative projects of LDC apprentices (Batch 2025–27) through seminars, project displays booths and presentations.
SSGC LDC-EXPO proficiently exhibited the skill development initiatives undertaken by LDC across its five key vocational trades that includes Computer Skills, PE Welding, Steel Welding, Gas Fitting and Instrumentation.
The Expo was inaugurated by Syed Ali Asghar Shah, SSGC’s SGM HR and MS along with members of senior management. He visited every single booth, asked relevant questions and gave useful tips and advices to these youngsters. He stressed them to continue their conventional education alongside this vocational training in order to meet the challenging future requirements of the industry.
Mr. Asif Ansari, GM LDC, the architect of tis expo played a key role in developing these talents and vows to continue in supporting and enhancing the innate talent of these youngsters so that they can nourish the potential within.
SSGC’s senior management, company executives, parents of apprentices, employees, trainers and LDC’s Subject Matter Experts also participated in this event in large numbers.
IFC, Standard Chartered Pakistan and Engro Fertilizers announce ‘first of its kind’ Rs 33.6 billion financing to strengthen Pakistan’s agri-chain and support farmers
IFC announced its first PKR-denominated investment via an unfunded Partial Credit Guarantee of up to PKR 33.6 billion (approximately US$120 million equivalent) to support a long-term PKR-denominated financing from Standard Chartered Bank Pakistan Limited to Engro Fertilizers Limited (Engro Fertilizers). This financing will enable Engro Fertilizers to strengthen the agri-value chain in Pakistan by mobilising local capital. The investment — aimed at strengthening Pakistan’s agriculture sector and bolstering food security—also benefits from a first-loss counter guarantee from the IFC-Canada Facility for Resilient Food Systems.
This engagement marks IFC’s first local currency investment in Pakistan, thus expanding access to long-term financing solutions in both local and foreign currency, critical for economic growth, particularly in important sectors such as agriculture and micro, small, and medium enterprises. By leveraging PKR-denominated financing, Engro Fertilizers, one of Pakistan’s leading fertiliser producers, is championing the use of domestic capital to enhance operational resilience. The financing will help Engro Fertilizers make capital investments in maintenance of facilities and turnarounds, enabling uninterrupted supply of urea and other fertilisers to meet national demand. The funding will also support farmer programmes, ensuring continuity of initiatives that complement Engro’s core mission of reliable production.
The agriculture sector is contributing 24 percent of Pakistan’s GDP, 70 percent of its exports, and 40 percent of its employment, making it vital for long-term growth. Yet systemic challenges —inefficient supply chains, underfunded farmer programs, low literacy, and rising input costs persist. This investment will help address some of these gaps.
“Engro has always strived to solve Pakistan’s most pressing issues meaningfully. Using local capital to strengthen local value chains reflects our commitment to the country and to our farmers – the backbone of Pakistan’s economy – through reliable fertiliser production. We are grateful to our partners, IFC and Standard Chartered Bank, for enabling us to advance this mission,” said Engro Fertilizers CEO, Ali Rathore.
“This investment reflects the strength of our partnership with Engro Fertilizers and Standard Chartered Bank and our shared commitment to providing innovative solutions to address challenges in a sustainable manner. Through this project, we are opening new pathways for local currency long-term financing that support growth and financial resilience to manage country risk in a sector vital to the country’s economy,” said Ashruf Megahed, Regional Industry Head, Manufacturing, Agribusiness & Services, Middle East and Central Asia at IFC.
Commenting on the occasion, Rehan Shaikh, CEO & Head of Coverage, Standard Chartered Pakistan, stated, “At Standard Chartered, we are committed to financing solutions that enable sustainable growth and long-term resilience across Pakistan’s economy. This partnership with IFC and Engro Fertilizers reflects our shared vision of strengthening food security and supporting one of the country’s most critical value chains. Standard Chartered is keen to continue working with IFC to replicate this successful structure across its network.”
Mian Zahid welcomes $1.2b IMF tranche; urges focus on energy reforms and export-led growth
Mian Zahid Hussain, President Pakistan Businessmen and Intellectuals Forum & All Karachi Industrial Alliance, Chairman National Business Group Pakistan, Chairman Policy Advisory Board FPCCI, and Former Provincial Minister Information Technology, has welcomed the approval of IMF Board report of December 11, 2025. He termed the release of the $1.2 billion tranche under the Extended Fund Facility (EFF) and Resilience and Sustainability Facility (RSF) as a critical stabilizer for the national economy.
Mian Zahid Hussain, stated that this development validates the government’s strict adherence to fiscal discipline over the past fiscal year. Speaking to the business community, the veteran business leader noted that the injection of $1.2 billion will significantly bolster the State Bank of Pakistan’s (SBP) foreign exchange reserves. This inflow is not merely about liquidity; it is a signal of confidence to international creditors and investors. However, we must remember that borrowing is a temporary fix, not a permanent economic strategy,” Mian Zahid Hussain remarked.
He highlighted that with this tranche, the Rupee is expected to maintain stability against the US Dollar, which helps contain the cost of imported raw materials for the industrial sector.
Mian Zahid Hussain noted that despite improvements in macro-indicators and a decrease in inflation according to the PBS, the real economy struggles with high costs. The industrial sector can’t compete globally due to high energy tariffs. The government should use the IMF’s fiscal space to renegotiate IPP agreements and tackle circular debt. Ending reliance on indirect taxes is crucial. Expanding the tax base to include retail and real estate is necessary instead of overburdening the manufacturing sector. Pakistan needs to boost exports to repay loans and accelerate LSM growth with supportive policies.
Mian Zahid Hussain, specifically pointed out the importance of the funds received under the Resilience and Sustainability Facility (RSF). He urged the authorities to utilize these funds strictly for climate adaptation and green energy transition projects, which are vital for Pakistan’s long-term agricultural and industrial viability.
Concluding his statement, Mian Zahid Hussain warned that the IMF program should be used as a transition period to fix structural faults. He urged the SIFC and the federal government to speed up the privatization of loss-making State-Owned Enterprises (SOEs) to reduce the fiscal deficit, ensuring that the burden does not fall on the common man or the business community in the next budget.
Zarkheze: Digitizing Agriculture with Seamless Credit and Smart Advisory
The Finance Division Government of Pakistan, in collaboration with State Bank of Pakistan (SBP) and the Pakistan Banks Association (PBA), has launched Zarkheze, a digital platform designed to revolutionize agricultural financing.
The initiative aims to digitize agriculture finance enabling farmers to digitally apply and obtain financing of upto Rs. 1 million through Zarkheze app. After necessary verifications and agronomic assessments, the application will be submitted to the bank of farmer’s choice for processing the application. 75% of the financing will be disbursed in kind for the purchase of Agri-inputs through pre-approved Agri-vendors of banks. Besides financing, the farmer will also be provided with Agri-advisory services through the Land Information Management System (LIMS). The Zarkheze product will thus not only provide financing but will also improve the farmers’ productivity through quality inputs and advisory services. To incentivize the banks to aggressively provide financing to small farmers, the Government has also provided 10 percent first loss coverage and an operational cost subsidy of Rs. 10,000 per borrower for the net increase in outstanding borrowers of banks.
Commenting on the initiative, Senator Muhammad Aurangzeb, Federal Minister for Finance and Revenue, said: “Zarkheze exemplifies our commitment to expanding financial inclusion. By facilitating access to formal credit for small farmers, this initiative supports the Government’s broader objectives of rural development and national food security.”
Mr. Jameel Ahmad, Governor SBP, said: “Zarkheze is a pivotal step in improving the small farmers’ access to finance. By digitising the credit journey, we are removing friction for small farmers and ensuring that formal lending is accessible, timely, and helps farmers improve their productivity. Zarkheze will also support in achieving the broader goal of promoting and nurturing digital payments in rural economy.”
Mr. Zafar Masud, Chairman PBA, highlighted the banking sector’s collective role in supporting the initiative, stating, “The banking industry remains committed to the successful implementation of Zarkheze. We will continue to work closely with the Ministry of Finance and the State Bank of Pakistan to expand outreach and streamline processes for farmers across the country. By leveraging advanced technology and innovative credit assessment methods, we aim to improve access to finance for smallholder farmers, particularly landless operating within a largely undocumented sector.”
The Zarkheze application is now available for download on the Google Play Store. Farmers can also visit their nearest bank branch for assistance with digital onboarding.
Aik by Bankislami partners with State Bank of Pakistan to promote digital financial literacy
As part of the State Bank of Pakistan Digital Village Enablement initiative, aik by BankIslami conducted a digital financial literacy awareness and engagement session in Maira Bagwal, a village near Islamabad. The session brought together local merchants, vendors and small business owners to promote a digital Islamic financial system and support the region’s transition toward digital payments.
Officials from the State Bank of Pakistan, including Chief Manager Adnan Imran, and the Capital Development Authority participated in the event along with local community members. The session introduced secure digital financial services for residents, focusing on local merchants and small businesses and showing how digital payments make everyday transactions easier, safer, and more transparent.
This initiative is part of the wider cashless economy vision of the Government of Pakistan, led by the Prime Minister, which aims to promote a modern digital financial ecosystem, reduce reliance on cash, and align Pakistan with global digital trends.
Commenting on the initiative, Ashfaque Ahmed, Chief Officer of aik, said: “Through aik we are helping drive the growth of Islamic banking by giving communities simple access to Shariah-compliant digital financial services. When people adopt digital banking, financial inclusion improves, and more families are able to participate in a fair and transparent financial system.”
As the Digital Village Enablement initiative progresses, aik and BankIslami continue to support the State Bank of Pakistan through dedicated awareness drives, merchant onboarding and digital payment adoption across the nation. Both aik and BankIslami remain committed to combining modern technology with Islamic values to make Shariah-compliant banking simple, accessible, and relevant for generations to come.
Pakistan’s Economy Navigates Path to Recovery; Business Community Urges Shift to Export-Led Growth
Mian Zahid Hussain, President Pakistan Businessmen and Intellectuals Forum & All Karachi Industrial Alliance, Chairman National Business Group Pakistan, Chairman Policy Advisory Board FPCCI, and Former Provincial Minister Information Technology, has expressed a mix of cautious optimism and strategic concern regarding Pakistan’s economic performance during the first five months of the fiscal year 2025-26. Reviewing the data, he noted that while macroeconomic stability is taking root, structural vulnerabilities and climate-induced disruptions remain significant hurdles to long-term prosperity.
The July – November period witnessed a remarkable cooling of inflationary pressures while inflation eased back to 6.1% in November, this disinflationary trend allowed the State Bank to continue its monetary easing, culminating in a 50-basis point cut to 10.5% in December. However it should have to be brought down to a single digit as “Lower borrowing costs are essential for industrial revival,” Mian Zahid Hussain remarked, “we must ensure this liquidity reaches the Small and Medium Enterprise (SME) sector.”
Mian Zahid Hussain stated that Pakistan’s external account showed a significant turnaround, recording a current account surplus of $100 million in November 2025, reversing the deficit from the previous month. This was largely driven by robust worker remittances, which reached $16.1 billion during Jul-Nov 2025, marking a 9.3% growth.
However, Mian Zahid Hussain highlighted a concerning trend: Foreign Direct Investment (FDI) dropped by 25% to approximately $927 million in the Jul-Nov period. “The reliance on remittances to mask a stagnant export base is a high-risk strategy,” he cautioned. “We need a decisive move toward the structural reform and privatization plan to cut energy prices to make our exports competitive.”
The Pakistan Stock Exchange (PSX) emerged as a global outlier, with the KSE-100 index surging past the 172,000 mark by mid-December, up from 125,627 at the start of the fiscal year. This bull run reflects investor confidence following the successful completion of the IMF’s Second Review under the Extended Fund Facility (EFF), which triggered a $1.1 billion disbursement, he noted.
On the fiscal side, the FBR’s tax collection, while missing the target, grew by 12% to Rs. 3.8 trillion during Jul-Oct. While commendable, Mian Zahid Hussain noted that the burden continues to fall on existing taxpayers, emphasizing the urgent need to broaden the tax net to include untapped sectors.
The World Bank and IMF have projected GDP growth for FY26 at 3.6%. However, flood-related damage to the agriculture sector—particularly a projected decline in Punjab’s crop output—poses a threat to food security and industrial raw material supply.
Mian Zahid Hussain concluded by urging the government to capitalize on this hard-won stability. “The transition from a ‘stabilization mode’ to a ‘growth mode’ requires more than just high interest rates and import curbs. We need energy price rationalization and a focus on the ‘Resilience and Sustainability Facility’ to safeguard our economy against climate change.”
SICPA Pakistan Marks 30 Years of Excellence and Partnership in Pakistan
SICPA Pakistan, a trusted partner in secure identification, authentication and traceability solutions, celebrated its 30th anniversary on November 27th, 2025 a ceremony held in Karachi. The event was graced by Mr. Jameel Ahmad, Governor, State Bank of Pakistan (SBP), as the Chief Guest and attended by senior officials from the SBP, representatives from the Pakistan Security Printing Corporation (PSPC) and SICPA’s valued Brand Protection partners.
In his welcome address, Mr. Rizwan Butt, Managing Director, SICPA Inks Pakistan (Pvt.) Ltd., highlighted SICPA’s 30-year journey and its longstanding partnership with the State Bank of Pakistan and the Pakistan Security Printing Corporation. Since its incorporation in 1995 as a provider of security inks for banknotes, SICPA Pakistan has expanded its capabilities significantly. The establishment of the Brand Protection business in 2007, major facility upgrades in 2012, and the introduction of advanced QUAZAR® technology in 2022 have strengthened SICPA’s ability to protect over 60 leading brands across multiple industries. These investments reflect SICPA’s continued alignment with SBP’s goals for enhanced cash automation, authentication and security.
In his keynote address, Mr. Jameel Ahmad, Governor, State Bank of Pakistan, congratulated SICPA on completion of 30 successful years in Pakistan and appreciated its role in provision of quality security inks for printing of Pakistan’s banknotes. He expressed his satisfaction that the partnership between SICPA and Pakistan Security Printing Corporation (PSPC) to produce quality security inks has been a win-win for both SICPA and PSPC. While appreciating the technology transfer and localization of variety of security inks so far made, he emphasized the need for assessing the feasibility of making SICPA Pakistan a regional hub of SICPA for export of security inks and allied products to other countries in the region. He also appreciated SICPA’s latest advancements and acknowledged the company’s ongoing support in the development of Pakistan’s new banknote series.
Mr. Arnaud Laurans, Managing Director, Currency Services and Solutions, SICPA Switzerland, praised SICPA Pakistan’s evolution into a trusted leader in security printing and brand protection. He commended Managing Director, Mr. Rizwan Butt and the entire SICPA Pakistan team for their dedication to quality and operational excellence—attributes that have strengthened the company’s position not only in Pakistan but across the region. He reaffirmed SICPA’s continued investments in next-generation technologies and digital solutions, proud to be a trusted partner for Pakistan’s future, ready to support the upcoming banknote series and expanding brand protection needs.
Zindigi Wins ‘Best Digital Banking Experience (Pakistan) Award at FDI Insider Awards UK
Zindigi, powered by JS Bank, has been recognized with the Best Digital Banking Experience (Pakistan) award at the prestigious FDI Insider Awards, a global platform honoring organizations that drive innovation, sustainability, and long-term economic impact across industries.
The FDI Insider Awards celebrate institutions and individuals shaping the future of global investment and economic development, spanning key sectors including banking, financial services, and technology.
Since its launch in 2022, Zindigi has fundamentally reshaped Pakistan’s digital banking landscape. Designed as a first-of-its-kind lifestyle banking platform for Gen Z and millennials, Zindigi brings payments, investments, digital account management, and everyday financial needs together into one seamless, intuitive app, setting new expectations for how banking should feel and function.
Commenting on the achievement, Noman Azhar, Chief Officer of Zindigi, said: “Global recognition is meaningful when it validates local impact. At Zindigi, our ambition has always been to build globally benchmarked financial experiences that are deeply rooted in Pakistan’s realities empowering individuals, businesses, and the digital economy at scale.”
Zindigi Raast QR has played a pivotal role in accelerating digital payment adoption nationwide, enabling deep merchant and consumer penetration across urban and semi-urban markets alike. Through pioneering public-private partnerships, Zindigi continues to build scalable cashless models that are not only transforming local economies but are also being replicated across Pakistan, laying the foundation for a truly inclusive digital payment ecosystem.
Recognizing Pakistan’s rapidly growing freelance economy, Zindigi has empowered freelancers through a USD-based Freelancer Account, enabling seamless receipt of international payments via its simple and secure Pay via Link feature. At the same time, Zindigi has democratized access to investments by simplifying mutual funds and stock market participation for young Pakistanis, while setting new benchmarks in Banking-as-a-Service that allow businesses to seamlessly embed financial solutions into their customer journeys.
With this recognition, Zindigi continues to strengthen its position as a global-standard digital banking leader, standing alongside prominent players in the international fintech ecosystem. Over the years, Zindigi has received multiple national and international accolades , each reaffirming its vision to create a financially empowered Pakistan.