| Sector Wise Islamic Financing In Pakistan (Share in %) | ||||
|---|---|---|---|---|
| Sector | Dec-20 | Sep-21 | Dec-21 | Overall Banking Industry |
| Chemical & pharmaceuticals | 4.4 | 3.7 | 3.9 | 3.4 |
| Agribusiness | 9.0 | 11.5 | 13.9 | 8.5 |
| Textile | 14.9 | 15.1 | 16.2 | 16.4 |
| Cement | 3.6 | 3.1 | 2.7 | 2.0 |
| Sugar | 2.7 | 1.8 | 2.4 | 2.3 |
| Shoes and leather garments | 0.5 | 0.5 | 0.4 | 0.4 |
| Automobile & transportation equipment | 1.3 | 1.2 | 1.3 | 1.8 |
| Financial | 0.3 | 0.2 | 0.2 | 3.1 |
| Insurance | 0.0 | 0.0 | 0.0 | 0.1 |
| Electronics & electrical appliances | 0.9 | 1.1 | 1.2 | 1.4 |
| Production & transmission of energy | 14.0 | 12.1 | 11.0 | 13.9 |
| Individuals | 10.2 | 11.6 | 11.2 | 9.8 |
| Others | 38.4 | 38.2 | 35.5 | 36.9 |
| Total | 100.0 | 100.0 | 100.0 | 100.0 |
| Client Wise Islamic Financing Portfolio (Share in %) | ||||
|---|---|---|---|---|
| Segment | Dec-20 | Sep-21 | Dec-21 | Overall Banking Industry |
| Corporate Sector | 70.3 | 67.9 | 68.0 | 70.9 |
| SMEs | 3.0 | 2.4 | 2.3 | 4.8 |
| Agriculture | 0.3 | 0.9 | 0.8 | 3.7 |
| Consumer Finance | 9.8 | 10.9 | 10.6 | 7.5 |
| Commodity Financing | 15.0 | 16.1 | 16.7 | 9.1 |
| Others | 1.2 | 1.7 | 1.3 | 4.0 |
| Total | 100.0 | 100.0 | 100.0 | 100.0 |
| Break Up Of Deposits In Islamic Financing (Rs in Billion, Growth in Percent) | |||||
|---|---|---|---|---|---|
| Category | Dec-20 | Sep-21 | Dec-21 | Yearly Growth (YoY) in % | Quarterly Growth in % |
| A. Deposits (1+2) | 3,389 | 3,822 | 4,211 | 24.2 | 10.2 |
| 1. Customers | 3,153 | 3,538 | 3,878 | 23.0 | 9.6 |
| Fixed Deposits | 681 | 642 | 667 | (2.0) | 3.9 |
| Saving Deposits | 1,248 | 1,448 | 1,526 | 22.3 | 5.3 |
| Current Deposits | 1,185 | 1,405 | 1,642 | 38.6 | 16.9 |
| Others | 39 | 43 | 43 | 10.2 | 0.6 |
| 2. Financial Institutions | 236 | 284 | 333 | 41.1 | 17.3 |
| Remunerative Deposits | 229 | 272 | 316 | 40.0 | 16.2 |
| Non-remunerative Deposits | 7 | 12 | 17 | 142.9 | 41.7 |
| Local Currency Deposits | 3,206 | 3,622 | 3,979 | 24.1 | 9.8 |
| Foreign Currency Deposits | 183 | 200 | 232 | 26.8 | 16.0 |
| Month-Wise Workers’ Remittances (Million US Dollar) | |||||
|---|---|---|---|---|---|
| Monthly Cash Inflow (including FEBCs & FCBCs) | FY22 | FY21R | FY20 | YoY growth (percent) | |
| FY22 | FY21 | ||||
| January | 2,144.40 | 2,268.70 | 1,907.00 | -5.5 | 19 |
| February | 2,190.10 | 2,260.30 | 1,824.80 | -3.1 | 23.9 |
| March | 2,810.30 | 2,723.20 | 1,904.70 | 3.2 | 43 |
| April | 2,792.60 | 1,785.10 | – | 56.4 | |
| May | 2,506.70 | 1,865.20 | – | 34.4 | |
| June | 2,714.20 | 2,473.30 | – | 9.7 | |
| Jul-Jun | 29,449.90 | 23,132.30 | – | 27.3 | |
| Monthly average | 2,550.20 | 2,454.20 | 1,927.70 | 3.9 | 27.3 |