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Real Estate & Construction Industry (Facts & Figures)

Pakistan: Cement Industry Analysis
July to JuneProduction% ageLocal% ageExports% ageTotal% ageCapacitySurplus
CapacityIncr/(Dec)DespatchesIncr/(Dec)Incr/(Dec)DespatchesIncr/(Dec)UtilizationCapacity
(Mn. Tonnes)(Mn. Tonnes)(Mn. Tonnes)(Mn. Tonnes)(Total)% age(Mn. Tonnes)
19918.890.00%7.290.00%0.00%7.290.00%81.99%1.60
19928.890.00%7.715.79%0.00%7.715.79%86.74%1.18
19938.890.00%8.327.94%0.00%8.327.94%93.62%0.57
19949.051.77%8.14-2.26%0.00%8.14-2.26%89.92%0.91
199510.1712.43%8.383.00%0.00%8.383.00%82.37%1.79
199610.170.00%9.4312.54%0.00%9.4312.54%92.70%0.74
199712.5022.91%9.652.33%0.00%9.652.33%77.17%2.85
199815.5324.18%9.19-4.73%0.00%9.19-4.73%59.20%6.34
199916.415.68%9.624.65%0.00%9.624.65%58.63%6.79
200016.38-0.19%9.943.29%0.00%9.943.29%60.67%6.44
200115.53-5.16%9.93-0.04%0.00%9.93-0.04%63.95%5.60
200216.103.65%9.83-1.01%0.11100.00%9.940.06%61.73%6.16
200316.321.37%10.9811.66%0.47342.53%11.4515.21%70.16%4.87
200417.285.87%12.5414.25%1.12137.02%13.6619.31%79.08%3.62
200517.913.65%14.7917.88%1.5739.96%16.3519.69%91.32%1.56
200620.8316.31%17.0515.29%1.51-3.83%18.5513.46%89.08%2.28
200730.5046.41%21.0323.38%3.23114.46%24.2630.77%79.56%6.23
200837.6823.54%22.587.33%7.72139.06%30.2924.86%80.40%7.38
200942.2812.22%20.33-9.97%10.9842.31%31.313.34%74.05%10.97
201045.347.24%23.5715.95%10.65-3.03%34.229.29%75.46%11.13
201142.37-6.55%22-6.64%9.43-11.47%31.43-8.14%74.17%10.94
201244.645.35%23.958.84%8.57-9.12%32.513.45%72.83%12.13
201344.640.00%25.064.64%8.37-2.26%33.432.82%74.89%11.21
201444.640.00%26.144.33%8.14-2.84%34.282.54%76.79%10.36
201545.622.19%28.27.88%7.2-11.57%35.43.26%77.60%10.22
201645.620.00%3317.01%5.87-18.38%38.879.82%85.21%6.74
201746.391.69%35.658.03%4.66-.20.59%40.323.71%86.90%6.08
201866.2742.84%41.1515.42%4.751.77%45.8913.84%69.26%20.37
201959.74-9.85%40.34-1.95%6.5437.81%46.882.16%78.48%12.86
2020
(11-M)
63.636.52%39.97-0.94%7.8519.98%47.811.98%75.14%15.82
Mera Pakistan Mera Ghar: Product Features & Benefits
Tiers Size of Housing Unit Maximum Price of Housing Unit Maximum Financing Rental Rate
Tier (T1)(NAPHDA Projects)House Unit/ Apartment of upto 125 square yards (upto 5 Marla) with covered area of up to 850 square feetRs. 3.5 MillionRs. 2.7 Million5% (fixed) for first 5 years and 7% (fixed) for next 5 years.For loan tenures exceeding 10 years; Bank’s Housing Finance mark rates will be applicable for the period exceeding 10 years.

Rs 300,000 Subsidy by Government of Pakistan.

Tier 2 (T2)(Other Projects)House Unit/ Apartment of upto 125 square yards (5 Marla) with covered area of up to 850 square feetRs. 3.5 MillionRs. 3.0 Million5% (fixed) for first 5 years and 7% (fixed) for next 5 years.For loan tenures exceeding 10 years; Bank’s Housing Finance mark rates will be applicable for the period exceeding 10 years.
Tier 3 (T3)(Other Projects)House Unit more than 125 square yards up to 250 square yards (10 Marla) or Apartment with covered area from more than 850 square feet to 1,100 square feetRs. 6.0 MillionRs. 5.0 Million7% (fixed) for first 5 years and 9% (fixed) for next 5 years.For loan tenures exceeding 10 years; Bank’s Housing Finance mark rates will be applicable for the period exceeding 10 years.
Financing TenureFor 10, 15 and 20 years, depending upon choice of customers.
Source: BOP

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