Consumer Finance (Facts & Figures)

Pakistan: Quantum Index Of Selected Large-Scale Manufacturing Items (YOY Growth) (Base Year: FY2016) (P)
S. No.	Descriptions of Items	Weight	Adjusted Weight	July
				2022	2023
A	Manufacturing of Food	10.7	13.6	-14.8	10.0
B	Manufacturing of Beverages	3.8	4.9	-2.5	-6.7
C	Manufacturing of Tobacco	2.1	2.6	-75.5	54.0
D	Manufacturing of Textile	18.2	23.2	-2.2	-22.0
E	Manufacture of Wearing Apparel	6.1	7.8	48.5	30.8
F	Manufacturing of Leather Products	1.2	1.6	16.5	-2.0
G	Manufacturing of Wood Products	0.2	0.2	2.9	-4.5
H	Manufacturing of Paper & Board	1.6	2.1	18.6	-15.4
I	Manufacturing of Coke & Petroleum Products	6.7	8.5	-5.2	-2.3
J	Manufacturing of Chemicals	6.5	8.3	-1.3	5.9
K	Manufacturing of Pharmaceuticals Products	5.2	6.6	-35.2	54.2
L	Manufacturing of Rubber Products	0.2	0.3	-2.1	10.2
M	Manufacturing of Non Metalic Mineral Products	5.0	6.4	-33.9	35.2
N	Manufacturing of Iron & Steel Products	3.4	4.4	13.2	-2.7
1.	Pig Iron	0.0	0.0	0.0	0.0
2.	Billets/Ingots	0.9	1.2	27.9	-7.1
3.	H/C.R.Sheets/Strips/Coils/Plates Etc	2.5	3.2	5.8	0.0
O	Manufacture of Fabricated Metal	0.4	0.5	-18.1	-4.6
P	Manufacture of Computer, Electronics and Optical Products	0.0	0.0	-2.1	-32.1
Q	Manufacture of Electrical Equipment	2.0	2.6	-5.0	-22.4
1.	Refrigerators	0.2	0.3	-39.0	-9.5
2.	Electric Transformers	0.3	0.4	76.3	-31.4
3.	Deepfreezers	0.2	0.2	-16.5	-73.5
4.	Switch Gears	0.0	0.0	18.3	7.1
5.	Electric Fans	0.1	0.1	-10.0	-15.4
6.	Electric Meters	0.2	0.2	15.0	-0.4
7.	Air conditioners	0.1	0.1	-39.7	-17.8
8.	Electric Bulbs	0.0	0.0	-58.2	-68.8
9.	Electric Motors (Including Insulated Wire & Cable)	0.4	0.5	-23.1	-21.4
10.	Electric Tubes	0.0	0.0	0.0	0.0
11.	Storage Batteries	0.5	0.7	37.2	-13.9
12.	Generating Sets	0.0	0.0	0.0	0.0
R	Manufacture of Machinery and Equipment N.E.C	0.4	0.5	-43.2	3.9
1.	Tractors	0.3	0.4	-42.5	-1.1
2.	Heavy Machinery & Equipment	0.0	0.0	-45.3	-62.9
3.	Sewing Machines	0.0	0.0	-77.3	-33.2
4.	Power Looms	0.0	0.0	5.4	28.2
5.	Bobbins & Shuttles	0.0	0.0	0.0	-25.0
6.	Sugarcane Machines	0.0	0.0	-20.0	-50.0
7.	Wheat Thrashers	0.0	0.0	-100.0	0.0
8.	Chaff Cutters	0.0	0.0	-20.1	-13.8
S	Manufacturing of Automobiles	3.1	4.0	-7.4	-66.1
T	Manufacture of Other Transport Equipment	0.7	0.9	-43.7	-19.0
U	Manufacture of Furniture	0.5	0.7	245.8	-57.8
V	Other Manufacturing (Football)	0.3	0.4	40.3	13.2
Overall		78.4	100.0	-2.7	-1.1

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Pakistan Solar Energy Market
Total Solar Energy Installed Capacity		Renewable Energy Mix By Source, 2022
Year	Capacity	Details	Capacity
2019	755	Wind	1.43 K
2020	854	Solar	1.24K
2021	1.08K	Hydro Power	10.83 K
2022	1.24 K	Source: IREA

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Pakistan: Credit/Loans Classified By Borrowers* (Rs in Millions)
Description	Aug-22	Jun-23	Aug-23P
Manufacture of electrical equipment	163,429	116,190	110,358
Manufacture of electric motors, generators, transformers and electricity distribution and control apparatus	25,731	14,019	15,120
Manufacture of batteries and accumulators	6,670	9,077	10,061
Manufacture of fibre optic cables	9,624	9,145	7,876
Manufacture of other electronic and electric wires and cables	16,516	14,371	14,583
Manufacture of wiring devices	–	–	–
Manufacture of electric lighting equipment	841	509	516
Manufacture of domestic appliances	68,625	46,114	40,464
Manufacture of Fans	2,835	1,789	1,304
Manufacture of Refrigerators and Freezers	22,153	12,415	11,605
Manufacture of Washing and drying Machines	34	3	3
Manufacture of other domestic appliances	43,602	31,907	27,550
Manufacture of other electrical equipment n.e.c	35,421	22,954	21,738
– Manufacture of motor vehicles, trailers and semi-trailers	85,381	68,414	63,691
– Manufacture of other transport equipment	24,933	13,743	12,729
Repair and installation of machinery and equipment	2,827	2,274	2,047
D. Electricity, gas, steam and air conditioning supply	602,184	571,642	537,277
Electric power generation, transmission and distribution	589,902	561,092	526,460
a) Hydal	35,697	30,649	21,388
b) Thermal	147,034	144,608	136,182
c) Coal Based	93,766	123,905	119,086
d) Wind	65,131	61,506	60,745
e) Solar	6,381	7,229	7,642
f) Other	241,893	193,194	181,418
– Telecommunications	264,283	319,068	323,464
Wired telecommunications activities	14,851	29,385	29,749
Wireless telecommunications activities	157,014	176,360	180,971
Other telecommunications activities n.e.c	92,417	113,323	112,744
– Computer programming, consultancy and related activities	11,242	10,151	10,448
Computer programming activities	2,887	2,982	2,779
Computer consultancy and computer facilities management activities	1,444	1,276	1,784
Other information technology and computer service activities	6,911	5,894	5,884
-Trust Funds And Non Profit Organizations	15,092	13,621	14,149
-Personal	1,121,966	1,126,498	1,125,037
A. Bank Employees	227,703	266,074	278,839
B. Consumer Financing	893,412	859,731	845,529
1) For house building	205,978	212,315	209,492
2) For transport i.e. purchase of car etc	352,544	293,728	278,051
3) Credit cards	77,209	93,775	102,906
4) Consumers durable	6,923	7,280	6,861
5) Personal loans	250,758	252,633	248,219
C) Other	851	693	669
4. OTHER	2,740	2,221	1,861
*Outstanding position at the end of month, Based on ISIC 4 Classifications of Private Sector Business
Source: SBP