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Banking System in Pakistan (Facts & Figures)

Food & Agriculture (Facts & Figures)
Deposit Distributed By Category Of Deposit Holders* (Rs Mn)
Description Apr-23 May-23 Jun-23
1. Non Resident Deposits 712,267 721,982 737,622
1) Official 120,721 124,411 120,785
2) Business 160,682 148,098 163,295
3) Personal 430,864 449,473 453,541
2. Resident Deposits 22,008,980 22,890,204 23,946,019
I. Government (Including govt. trusts, NGOs, and Corporate bodies) 3,467,339 3,504,325 3,583,279
A. Federal Government 2,201,241 2,240,146 2,240,669
B. Provincial Governments 1,266,098 1,264,179 1,342,610
II. Non-Financial Public Sector Enterprises (NFPSE) 1,318,350 1,340,268 1,422,531
III. Non-Bank Financial Institutions (NBFIs) 703,174 745,942 905,899
IV. Private Sector (Business) 5,029,901 5,267,500 5,530,758
A. Agriculture, forestry and fishing 183,375 196,353 196,128
B. Mining and quarrying 223,915 245,902 229,882
C. Manufacturing 1,401,263 1,512,153 1,562,686
D. Electricity, gas, steam and air conditioning supply 305,581 269,587 364,802
E. Water supply; sewerage, waste management and remediation activities 16,706 14,568 13,584
F. Construction 323,843 320,429 423,119
G. Wholesale and retail trade; repair of motor vehicles and motorcycles 879,023 936,155 952,984
H. Transportation and storage 402,638 409,232 427,693
I. Accommodation and food service activities 30,112 30,300 29,824
J. Information and communication 195,528 206,119 211,348
K. Real estate activities 208,894 212,389 209,151
L. Professional, scientific and technical activities 121,866 127,800 134,406
M. Administrative and support service activities 105,639 111,765 112,299
N. Education 120,698 121,799 111,125
O. Human health and social work activities 75,438 77,446 81,214
P. Arts, entertainment and recreation 3,128 2,934 2,500
Q. Other service activities 432,254 472,570 468,013
V. Trust Funds And Non Profit Organizations 595,656 609,485 615,182
VI. Personal 10,844,276 11,366,212 11,818,138
A. Salaried persons 3,107,749 3,249,605 3,453,845
B. Self employed 4,627,768 4,873,622 4,945,418
C. Other Personal 3,108,759 3,242,985 3,418,874
VII. Other 50,283 56,473 70,232
Total 22,721,247 23,612,186 24,683,641
*Outstanding Position at the end of the month

Daily Average Bank Floating Exchange Rates (Pak Rupees per Currency Unit)
Country Currency 21-Jun-23 22-Jun-23 23-Jun-23 26-Jun-23 27-Jun-23
Australia Australian Dollar 78.0999 78.0198 77.9644 77.9965 77.8800
Bahrain Bahraini Dinar 761.1919 760.4065 759.9713 760.2806 759.2015
Canada Canadian Dollar 216.9095 217.6965 217.0317 217.6282 217.7783
China Chinese Yuan 39.8942 39.9317 39.8727 39.6771 39.6659
Denmark Danish Krone 42.0162 42.2681 42.0099 41.9363 41.9910
EMU Euro 313.0727 314.8876 312.8632 312.3243 312.6309
Hong Kong Hongkong Dollar 36.6500 36.6119 36.5695 36.5895 36.5338
Japan Japanese Yen 2.0239 2.0215 2.0011 1.9982 1.9939
Kuwait Kuwaiti Dinar 932.4453 931.9265 930.5484 930.2948 930.1446
Malaysia Malaysian Ringgit 61.6130 61.5511 61.1926 61.0588 61.2803
Newzealand New Zealand Dollar 176.9760 177.4390 175.7538 176.3672 176.8665
Norway Norwegian Krone 26.7275 26.9018 26.6206 26.5006 26.7803
Oman Omani Rial 746.1644 744.5552 744.2253 744.3409 743.4155
Qatar Qatari Rial 78.7742 78.7170 78.6598 78.7296 78.5997
Saudi Arabia Saudi Arabian Rial 76.4733 76.3912 76.3465 76.3635 76.2748
Singapore Singapore Dollar 213.4093 213.5416 212.0688 211.7830 211.8521
Sweden Swedish Krone 26.5753 26.8736 26.6523 26.7549 26.7662
Switzerland Swiss Franc 319.1782 321.0064 318.9542 319.7296 319.6561
Thailand Thai Baht 8.2420 8.2109 8.1342 8.1408 8.1379
Turkiye Turkish Lira 12.1609 12.1774 11.4241 11.3068 11.0288
U.S.A. U.S. Dollar 286.9424 286.6572 286.4624 286.5500 286.1379
U.A.E. U.A.E. Dirham 194.4748 194.1349 191.7462 191.3263 191.8480
U.K U.K. Pound Sterling 365.9836 365.6385 363.9065 364.5735 364.1846
Source: SBP-Core Statistics Department

Overall Weighted Average Lending And Deposit Rates (May 2023 P) (% per annum)
Details Gross Disbursements Outstanding Loans
Including Zero Markup Excluding Zero Markup Including Zero Markup Excluding Zero Markup
Including
Inter FIs
Excluding
Inter FIs
Including
Inter FIs
Excluding
Inter FIs
Including
Inter FIs
Excluding
Inter FIs
Including
Inter FIs
1. Scheduled Banks (SBs) 19.28 20.39 19.50 20.67 17.30 17.27 18.47
a. Public 20.64 20.61 20.65 20.62 15.94 15.93 17.65
b. Private 20.14 21.73 20.41 22.08 18.04 18.03 19.06
c. Foreign 9.69 9.69 9.69 9.69 10.82 10.75 10.87
d. Specialized 25.28 25.28 25.28 25.28 16.01 16.00 24.54
2. DFIs 22.95 22.95 23.04 23.04 15.72 16.68 16.86
3. MFBs 35.06 35.06 39.33 39.33 32.40 32.40 33.45
4. Overall (SBs,MFBs,DFIs) 19.39 20.51 19.62 20.80 17.72 17.72 18.91

Consumer Financing In Pakistan (Rs Billion)
Description July-March (Flows) Growth (%)*
FY2022 FY2023 FY2022 FY2023
Consumer Finance 143.6 -21.1 20.3 -2.3
1) For house building 66.6 14.1 64.3 7.0
2) For transport i.e. purchase of car 55.5 -50.9 18.0 -13.8
3) Credit cards 13.9 16.4 25.2 22.6
4) Consumers durable 1.4 -0.5 23.5 -6.2
5) Personal loans 6.2 -0.2 2.6 -0.1
6) Other 0.2 -0.2 24.0 -18.4
* Growth is calculated on the basis of Stocks.
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