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Gearing up for a virtual tomorrow, TPL Insurance enters the Metaverse

With the commitment to redefine insurance in Pakistan through continuous innovation and product enhancement, TPL Insurance has entered the Metaverse focusing on its next generation of customers. To create awareness about its products and develop a personalized experience, TPL Insurance has become the first insurance company in Pakistan to open in the meta space. The metaverse is growing in popularity, captivating people all around the world. From gaming to networking, many people and businesses are exploring the vast possibilities of the virtual world.

Speaking about the launch, Mr. Muhammad Aminuddin – CEO, TPL Insurance, said: “As Pakistan’s leading Insurtech, we take immense pride in bringing disruption to the digital space, creating new developments and offerings in the industry and for the next generation. Our efforts are focused on making insurance easy and accessible for various segments across Pakistan. TPL Insurance will continue playing a pivotal role in driving awareness about the benefits of insurance and providing customers with innovative solutions.”

With the accelerated progression of the tech and internet experience, the Metaverse enables users to go a step further than just browsing the internet or social media. Metaverse is a virtual world where people can meet and interact, like their real-life experiences and interactions. As the metaverse expands, so will its use as a marketing platform. This is the first step taken by TPL Insurance to establish a presence in the Metaverse, and insurance policies will be issued and serviced virtually in the upcoming months.

Users can walk around the TPL Insurance gallery, learn about products and offers as well as get quick access to the mobile app and website for real-time policy issuance and servicing.

Commenting on this initiative, Ms. Sarah Dawood – Head of Corporate Brand, TPL Insurance, said, “The metaverse is the start of a new era in Marketing & Brand Communications in Pakistan, and globally, the consumer’s virtual life will now play as important a role as their physical presence and experiences with brands and services. I’m excited to see TPL Insurance as the first insurance company in Pakistan to be in the meta space.”

AlHuda CIBE is Organizing a Practical Learning Drive for Takaful Industry

Exposure visits to developed markets are the learning opportunity for developing markets; Muhammad Zubair

AlHuda Centre of Islamic Banking and Economics, a leading name in Islamic finance industry for institutional set-up, capacity building, and global networking is going to organize an exposure visit for Takaful industry in the hub of Islamic finance industry Malaysia. AlHuda CIBE as consultant and Advisor is one the organization which has separate departments for Banking, Microfinance, Takaful, Sukuk and other Financial Instruments, Shariah Advisory, Cryptocurrencies, Fintech, NFTs, Digital Currencies under the umbrella of Islamic Finance Industry. In the legacy of its inherited role for the development of Islamic finance industry AlHuda CIBE is organizing Exposure Visit and Executive Training on Takaful schedule on January 16 -20, 2023 in Kuala Lumpur, Malaysia. It is an open learning opportunity for the financial industry.

Takaful Consultancy Wing is a specialized department for Takaful Industry which provides services for Takaful Window Operations, Insurance Company transformation to Takaful Company, full-fledged Takaful Company, training, workshops, events, exposure visits, and insurtech product development. Since our operations AlHuda CIBE serving the financial industry across the globe as consultant and advisor. Every year AlHuda CIBE organizes six to seven exposure visits with the participation of many nationalities. In line of previous track Takaful Consultancy Wing- AlHuda CIBE-UAE is organizing Takaful Exposure Visit with Two Days Executive Training for Takaful (General, Family), Bancatakaful, and Microtakaful, digital Technologies for Takaful Industry, and regulatory assessment.

Mr. Muhammad Zubair Mughal, Chief Executive Officer AlHuda Centre of Islamic Banking and Economics United Arab Emirates on its arrangement said risk management is the base of financial industry, when all over the world Islamic Finance Industry is growing, the learning opportunities for developing markets is the path to set-up markets with rising significance for Islamic Finance Industry. He also highlighted the role of Takaful Consultancy Wing for the development of the Takaful industry across the globe particularly for research and product development. AlHuda CIBE is looking to warmly welcome on board for this practical learning opportunity, for the group registration and organizational nominations discounts are available. For more detail please visit:

About AlHuda CIBE: AlHuda Center of Islamic Banking and Economics (CIBE) is a well-recognized name in Islamic banking and finance industry for research and provides state-of-the-art Advisory Consultancy and Education through various well-recognized modes viz. Islamic Financial Product Development, Shariah Advisory, Training Workshops, and Islamic Microfinance and Takaful Consultancies etc. side by side through our distinguished, generally acceptable and known Publications in Islamic Banking and Finance.

We are dedicated to serving the community as a unique institution, advisory and capacity building for the last twelve years. The prime goal has always been to remain stick to the commitments providing Services not only in UAE/Pakistan but all over the world. We have so far served in more than 35 Countries for the development of Islamic Banking and Finance industry.

Economy in shambles, people mired in poverty: Mian Zahid

Chairman of National Business Group Pakistan, President Pakistan Businessmen and Intellectuals Forum, and All Karachi Industrial Alliance, and former provincial minister Mian Zahid Hussain said on January 4 the economy is under rumors and has become weak due to various problems while the people are sinking in the mire of poverty.

Economists are failing to manage the situation therefore difficult decisions are being postponed, while the public is overwhelmed by inflation, which requires targeted subsidies urgently, he said.

Mian Zahid Hussain said that political compulsions should not be prioritized over the economy and serious efforts should be made to revive the economy otherwise the situation will go out of control.

Talking to the business community, the veteran business leader said that going to IMF is the only option that is being delayed which is tantamount to destroying the country’s economy.

Some politicians are claiming on a daily basis that the solution to all the problems is the election but they are not ready to give a plan beyond the election, which is an attempt to throw dust in the eyes of the people.

In the past too, they had claimed to make Pakistan a paradise with the help of two hundred economists, but after getting power, they ruined the economy.

Mian Zahid Hussain said that political instability and inflation are increasing rapidly, which has increased the anxiety and restlessness of the people and the foundation of the economy is shaking.

The burden of the government structure is increasing while various institutions are suffering from degradation. Rising deficits and debt payments have perplexed experts, he noted.

There has been a huge flour crisis in the country and its price has reached Rs145 per kg. Currently, there is a shortage of dollars in the country, its value and demand are constantly increasing due to artificial measures, leaving the value of the dollar to the market can overcome the shortage of dollars, he observed.

The business leader said that the electricity and gas bills have kept the public and the business community puzzled and no one not getting any relief. Apart from this, millions of flood victims are waiting for relief under the open sky in this cold weather.

In these circumstances, the ruling coalition will have to give priority to improving economic affairs, ensuring national security, ending terrorism, improving relations with important countries and reducing its expenses, and reducing the focus on the opposition.

He welcomed the recent decisions of the National Security Council and said it will give the necessary confidence to the government to take tough measures.

Jazzcash and National Savings to provide ease of payment solution for 4 million Pakistanis

JazzCash, Pakistan’s leading Fintech, and Central Directorate of National Savings (CDNS), Pakistan’s largest investment and financial institution, signed a Memorandum of understanding (MoU) for Disbursement and Collection solutions.

Through this partnership JazzCash, a subsidiary of Jazz, and a part of VEON Group and CDNS will ease payment solutions for more than four million people, including widows and senior citizens, under the ambit of digital financial inclusion. JazzCash users will be able to receive profits in their mobile wallets and buy national saving certificates digitally through the JazzCash App.

Speaking at the signing ceremony, the Head of JazzCash, Murtaza Ali, said, “Our collaboration with CDNS is a testament towards our commitment to improve the lives and livelihood of consumers through technology. This partnership is key in highlighting how digital solutions assist with saving cost and time while providing convenience to the end-user.”

CDNS Director General Hamid Raza Khalid shared similar sentiments saying, “We are excited to partner with JazzCash – the largest digital wallet app in the country – to enable CDNS to achieve its vision of financial inclusion. Our department is fully committed to transforming itself into a vibrant and digitally integrated entity, servicing serve millions of our citizens.”

National Savings is the largest investment and financial institution in Pakistan with a portfolio of over Rs. 3.4 trillion and more than 04 million valued investors are being served through a large network of 376 branches nationwide controlled by 12 Regional Directorates of National Savings (RDNS).

Pak-Kuwait investment company establishes an endowment fund

Mr. Mubashar Maqbool, MD PKIC, with his team, visited IBA Karachi to formalize the agreement as Pak-Kuwait Investment Company has established an endowment fund at IBA Karachi to provide financial assistance to underprivileged students.

Dr. S Akbar Zaidi, Executive Director IBA, and Mr. Mubashar Maqbool, MD PKIC, signed the MoU on behalf of their respective institutions.

Mr. Hammad Anwar, Group Head HR PKIC; Samira Arif, HRBP PKIC; Sana Fatima, HRBP PKIC; and Ms. Malahat Awan, Director Corporate Relations and Resource Mobilization IBA, were also present at the occasion. Later, Mr. Mubashar Maqbool presented a cheque of PKR 4 million to Dr. S Akbar Zaidi.

Pakistan Kuwait Investment Company (Private) Limited (PKIC) is Pakistan’s leading Development Financial Institution (DFI) engaged in investment and development banking activities in Pakistan. PKIC was established as a joint venture between the Governments of Pakistan and Kuwait in 1979

Dr. S Akbar Zaidi highlighted the university’s efforts in providing accessible education and said that IBA’s mission is to make education more inclusive. Our alumni are working in prestigious organizations and occupying leadership positions across the globe, making their alma mater proud.

Mubashar Maqbool – MD PKIC, present on the event, said that there is no better resource to invest in, other than the human capital. PKIC is proud to associate itself with IBA in the pursuit of encouraging quality higher education. We hope this relationship will have a lasting impact for the youth.

Ms. Malahat Awan, at the occasion, said that IBA is a public sector university that has dual responsibilities, to provide quality education and to give financial support to the students who are facing financial challenges. Each year, we provide scholarships to 30% of our entire student body with the help of our corporate partners.

Govt should ensure full implementation of IMF conditions: Mian Zahid Hussain

Chairman of National Business Group Pakistan, President Pakistan Businessmen and Intellectuals Forum, and All Karachi Industrial Alliance, and former provincial minister Mian Zahid Hussain on December 30 said that the government should now focus on the economy by reducing the focus on the opposition.

The economy can be brought back on track in some time and relief can be provided to the people if the IMF conditions are fully implemented, he said.

Mian Zahid Hussain said that the important issues should be dealt with quickly because the economy is weak and inflation is increasing due to the delay.

Talking to the business community, the veteran business leader said that the government has few resources and many problems. Despite the lack of resources, failed government institutions are being nurtured by wasting hundreds of billions of rupees annually.

Everyone can see the outcome of involvement of provincial governments in the health and education sector, he said.

Mian Zahid Hussain said if wheat had been imported on time, the price of flour would not have gone up on record across the country. When private airlines in Pakistan can run in profit, why has PIA lost 635 billion rupees, he questioned.

He said that thirty-four percent of electricity is stolen and wasted during transmission and distribution, including seventeen percent of individuals and organizations who do not pay the bill but they are supplied with electricity.

The theft and losses makes electricity more expensive for the bill paying consumers and it also damages the economy.

Similarly, gas companies are also losing two hundred billion rupees annually, which need to be sold immediately.

These institutions are being run only for the sake of the jobs of four and a half lakh employees, the price of which is being paid by twenty two crore people. These entities should be sold and the income should be used to run the country.

The government should stop running ports, railways, banks, airlines, industries, transport and construction companies because it is not its business and should only play the role of regulator.

By selling the failed institutions, the government will get huge income, hundreds of billions of rupees will be saved annually, these institutions will start providing facilities to the people, which will lead to economic development and people will get employment.

AlHuda CIBE successfully organized training on Islamic microfinance

The One Day Specialized Training Workshop on Basics of Islamic Microfinance organized by AlHuda Centre of Islamic Banking and Economics was successfully concluded at Grand Millennium Hotel, Lahore on December 21, 2022.

The purpose of the training was to promote, strengthen the knowledge on Islamic Microfinance organization. Specialized training workshop on various relevant topics will strengthen the level of knowledge of industry professionals which ultimately will help the awareness among general public of the nations.

The participants from Naziran Yousaf Memorial Trust (Naymet) attended the training. The well-known trainers and consultant of Islamic finance, Mufti Raees Ahmad and Mr. Khalil ur Rahman conducted the training. During the training, the concepts of Murabahah, Salam, Istisna and Mudarabah, product development and product innovation of Islamic microfinance was discussed.

The demand of Islamic banking and (micro) finance products is increasing. Moreover, the government act and the Shariah court decision on Islamic Finance help to promote the Islamic finance industry across the country which will enhance the financial inclusion among the inhabitant of the society. This also will gear-up the economic growth and living standard of the people.

The Central bank of Pakistan is aggressively working on Islamic banking and finance framework for the development and the promotion of Islamic finance industry. The bank is very supportive to implement the Islamic finance initiatives in the country by regulating the Islamic finance laws and regulations. The population of Pakistan is around 240 million and 97% of population is Muslim. This indicator is supportive for the growth of Islamic (micro) finance industry. Furthermore, the central bank also published the next five-year plane for Islamic finance industry. This will not only help to eradicate the poverty from the country rather will develop the viable and sustainable alternative financial system to take part the development and economic growth.

A.P. Moller – Maersk to operate new cold storage facility at Mawani’s King Abdulaziz port in Dammam

A. P. Moller – Maersk (Maersk), a global integrator of container logistics, signed an agreement with Refad Real Estate to operate a brand new Cold Storage facility at King Abdulaziz Port in Dammam, Saudi Arabia. Maersk will open the doors to the facility in March 2023 for its customers.

The 13,300 sq. m. Cold Storage facility will be designed to handle 8,000 FFEs (Forty Feet Equivalent containers) and 168,000 pallet positions annually at Saudi Arabia’s second-largest port for refrigerated containers (Reefers)

The agreement was signed in the presence of His Excellency the Minister of Transport and Logistics, Chairman of the Board of Directors of the Authority, Engineer Saleh bin Nasser Al-Jasser, His Excellency the President of the Saudi Ports Authority, Mr Omar bin Tala Hariri, Mohammad Shihab, Managing Director, Maersk Saudi Arabia and the Chairman of the Board of Al Qahtani Holding, Sheikh Abdulaziz Abdelhadi Al-Qahtani. The agreement was signed by Group Director of Real Estate, Mr Abdelhadi Abdulaziz Al Qahtani of Refad Real Estate and the Director of Products and Services, Maersk Saudi Arabia, Mohamed Sedeek Hashish.

“Saudi Arabia is a significant market for us. With more than a fifth of the country’s food imports coming through King Abdulaziz Port in Dammam, we wanted to establish a state-of-the-art cold storage facility that will help us serve the food industry better”, said Mr Mohammad Shihab during the signing ceremony.

He added, “Our ambition is to connect and simplify our customers’ supply chains. To achieve this, we must be close to our customers, collaborate with trusted and reliable partners and build a network that truly enables global trade. With our new facility in Dammam, we are setting ourselves up to achieve all three goals.”

Strategic Location

Dammam enjoys a strategic location in more than one way. Several food processing manufacturers in the different industrial zones and residential communities are based around King Abdulaziz Port in Dammam. This means that there is manufacturing as well as consumption of food items in and around Dammam. Moreover, Dammam lies in close proximity to neighbouring Gulf countries like the UAE, Kuwait, Bahrain and Qatar, making it a significantly important distribution hub for several markets. On the other side, King Abdulaziz Port is also strongly connected to the hinterland through a robust road and rail network, making it the location of choice for many.

A state-of-the-art facility

Maersk’s Cold Storage facility at King Abdulaziz Port in Dammam will primarily serve the requirement to store frozen commodities such as poultry, meat, vegetables, confectionary and processed food. The facility will also house chilled cargo such as dairy products and seasonal fruits. To ensure top-notch quality of service, the facility will be equipped with world-class standards when it comes to temperature and humidity control. This will help ensure minimum to no food wastage during its storage at the facility. The customers will also get complete visibility on these parameters, thus creating transparent and trusted operations.

Sustainability at the core

ESG, especially decarbonisation, is at the core of every decision Maersk takes. In line with that, several considerations have been made to ensure that greenhouse gas emissions are kept to a minimum through various actions such as:

1. A 600 kWp solar panel plant will be installed on the facility’s roof to generate at least 15% of the power requirement at the start of operations. This power plant can be extended to cover most energy requirements in the future.

2. An on-site water treatment plant will be installed to cater to all facility water requirements. This will avoid transporting water in trucks from external water treatment plants, thus eliminating the carbon emissions from driving these trucks for almost 87,600 km per year.

3. In the near future, the trucks shunting between the facility and King Abdulaziz Port’s terminal will also be replaced with electric ones to reduce carbon emissions further.

MMBL scores two awards by HR Metrics at GDEIB Awards 2023

HR Metrics has recognized Mobilink Microfinance Bank Limited (MMBL), Pakistan’s largest digital bank, for being a leader in Diversity, Equity, and Inclusion (DEI) in the following categories: Diversity and Inclusion (D&I) structure and implementation and work-life integration, flexibility, and benefits at the Global Diversity, Equity and Inclusion Benchmarks (GDEIB) Awards 2023. The achievement highlights the Bank’s unwavering dedication to fostering a diverse and inclusive environment for all, especially women and differently-abled individuals, under its flagship Women Inspirational Network (WIN) program.

Mobilink Microfinance Bank is part of the VEON group, a global digital operator that provides converged connectivity and online services across seven countries. As part of its digital operator strategy, VEON is transforming people’s lives, creating opportunities for greater digital inclusion, and driving economic growth across countries that are home to more than 8% of the world’s population.

GDEIB Awards highlight organizations that actively demonstrate inclusive behaviors in their everyday operations and have made significant contributions to improving DEI in workplaces. The awards are reviewed by D&I experts from around the world and focus on creating true inclusion by fostering a cultural shift and involving organizations and their people.

Speaking at the occasion, Chief Operating Officer MMBL, Sardar Mohammad Abubakr shared, “Inclusion our mantra, is firmly anchored in MMBL’s business philosophy and the GDEIB Awards represent the Bank’s longstanding commitment to promoting diversity at all tiers of operations. The Bank is taking impactful measures under its flagship program, Women Inspirational Network (WIN) to encourage inclusive leadership and equal opportunities for women and differently-abled individuals nationwide, to foster financial inclusion for all.”

Also expressing his thoughts on this achievement, Muhammad Haroon Khan, Acting Chief People Officer said, “The recent recognition by HR Metrics reflects our commitment to responsible growth and diversification across all levels. At MMBL, we not only address the major challenges that hinder the nation’s ability to achieve inclusive growth but are constantly empowering the people at the heart of this organization- our customers and employees. We strongly believe that diversity and inclusion are key levers for MMBL’s operational growth and facilitate the Bank to offer better solutions for all.”

Through WIN and the Humqadam program, MMBL has gone above and beyond to nurture talent by empowering women and differently-abled individuals to overcome barriers that restrict their access to participation. In line with the United Nations Sustainable Development Goals 2030 and State Bank of Pakistan (SBP’s) Banking on Equality Policy, MMBL has upskilled over 900 women by arranging training workshops and digital literacy programs. From targeted awareness campaigns to upskilling underrepresented minorities, MMBL is dedicated to transforming the digital banking ecosystem by building an inclusive environment across Pakistan.

Jazz bags 7 awards at GDEIB Awards 2023

Jazz, Pakistan’s leading digital operator and a part of the VEON Group, bagged 7 awards at the Global Diversity, Equity & Inclusion Benchmarks (GDEIB) Awards 2023.

The company received the ‘Best Practices’ award for its visionary efforts in implementing DEI as a strategy when it comes to learning and development, communications, community integration, government relations and philanthropy initiatives. Jazz believes in cultivating trust, and acceptance to promote and contribute to creating an inclusive world.

“Inclusivity has always been at the heart of all our policies and being recognised for our holistic D&I initiatives towards empowering the workplace renews our vigour as we move forward in our journey towards promoting diversity and inclusion at Jazz,” said Sanam Sheikh, Chief People Officer, Jazz.

The GDEIB are the standards for organizations around the world to help these companies determine strategy and measure progress in managing diversity and fostering inclusion. Jazz has always valued and upheld diversity and has strived to position ‘Diversity, Equity & Inclusion’ DEI as a strategic asset to excel in the market. This has helped Jazz create a better workplace which thrives on sustainability.

Jazz is also the signatory to the global Women’s Empowerment Principles, a set of Principles offering guidance to businesses on how to promote gender equality and women’s empowerment in the workplace, marketplace, and community.

Day 2 of Future Fest witnesses over 10’000 attendees, 70 exhibitors, and 60 speakers including powerful keynote from Special Assistant to the Prime Minister on Youth Affairs, Shaza Fatima Khawaja – #SaveTheFuture

The second day of Pakistan’s largest tech conference and expo, Future Fest witnessed over 10’000 attendees, 70 exhibitors, and 60 speakers including powerful keynote from Special Assistant to the Prime Minister on Youth Affairs, Shaza Fatima Khawaja on the need for engaging Pakistan’s vibrant youth across the various facets of technology for a prosperous and brighter future.

The second day of Future Fest also witnessed the signing of an important MoU, under which, a company that sells Saudi made hardware and software, is acquiring Telematics Private Limited, a local distributor in Pakistan known for selling Saudi made tracing devices. This follows the powerful announcement earlier on the eve of Future Fest from HRH Prince Fahad bin Mansour Alsaud, on the establishment of a dedicated Saudi – Pakistan Tech House and his announcement of creating a further 300+ projects for his company Isla Interactive with 100 Million project value, creating more than a 1000+ jobs in Pakistan, Saudi Arabia and globally.

Day 2 also featured an interactive meditation performance, “How to awaken the giant” by Naeem Zamindar, Founder Neem. Keynote sessions were given by Ikram Sehgal, Chairman, Pathfinder Group, Usman Asif, CEO, DevsInc, Sadaffe Abid, CEO, Circle, AVM(R.) Dr. Rizwan Riaz, Pro-Rector Research, Innovation, Commercialization, RIC NUST, Khawar Naeem, Country Head, 10 Cent, Wasif Hussain, Creative Director, Collabs, Haasan Rizwan, Founder/CEO, SABAQ, Habib Saqib, Founder, Head of Business, FasalPay, Adnan Qureshi, Project Director, vFairs, and Hassan Rizwan, Founder & CEO, SABAQ.

Later in the day, an approximate 50 sessions were held including master classes, fireside chats, and panel discussions from top industry leaders who talked about diverse subjects ranging from web3, scaling tech, worldview, gaming, storytelling, policy, governance, EdTech and Skills.

Indeed, Future Fest 2023 is hosting a historic delegation of Saudi startups and venture capitalists who are meeting Pakistani companies and key stakeholders to explore investments, partnerships, acquisitions, and talent recruitment. Dedicated to using technology to pave the way for the future of Pakistan, the event has brought together leaders from more than 50 industries to foster discussion on the future of life itself. Entrepreneurs, decision makers, policymakers, thought leaders, investors, and innovators are engaged in discussions about the most important aspects of current times and how technology can play a positive role to #SaveTheFuture.

Future Fest 2023 is hosting more than 250 speakers, 150 international guests from 15 countries, 100+ key partners and 20+ activities, and over 50,000 attendees.

Pakistani News Channels taken over by Schoolgirls to Read Prime Time News & highlight importance of education

It is no secret that women in Pakistan are deprived of their basic right to education. The Global Gender Gap Report placed the country at the 145th rank out of 156. UN Women stated that 53.6% of women had limited access to education, training, and employment in Pakistan. These facts would have remained ignored, but a hijacked news segment stressed the importance of girls’ education and shared the progress of the educational sector in Pakistan.

On 23rd December, young schoolgirls took over leading Pakistani news channels and shared how the literacy rate of the country has gone up by 4 points in the last three years, standing at 62.3%. They highlighted how the distribution of funds for girls’ schools has led to an increase in the literacy rate in Pakistan. New schools in the areas with low literacy rates were mentioned in their news bulletin.

The girls shared their literacy journeys and how it had enabled them to read the news to 220 million people in impeccable Urdu and English. This initiative is a remarkable way to direct the nation’s attention towards an important cause. They also highlighted the role of education in making them better caretakers of future generations and the role of private-sector companies in the education sector, specifically mentioning the initiatives by EBM, English Biscuit Manufacturers (Pvt.) Ltd.

Dr Zeelaf Munir, Managing Director and CEO of EBM, talked about the importance of education in building a better Pakistan: “Over the years, we have devoted ourselves to the advancement of educational standards, lifelong nourishment, enabling livelihoods and nourishing the environment. EBM believes its efforts will create new avenues of social development. We have collaborated with the PAF & RMWO in their welfare project to provide better access to quality education for the youth of the country. These are some minor steps in a long and uphill journey of improving the overall education infrastructure in Pakistan.”

The leading FMCG company of Pakistan collaborated with Pakistan Air Force (PAF) & Rashid Memorial Welfare Organization project (RMWO) to set up two campuses for girls and boys named after Rashda Khawar Butt in Alamabad, Swabi. The two campuses will cater to students from pre-primary to secondary levels.

In addition, EBM supports GCT’s network of schools in the rural areas of Karachi and interior Sindh at 150+ remote locations with approx. 29,000 students. They have contributed towards the adoption of TCF schools as well as the TCF Agahi – Adult Literacy Program in a bid to impart basic literacy and numeracy skills to the family members of TCF students, particularly mothers.

EBM believes that these efforts will add to the much-needed educational advancement in Pakistan, particularly in the underdeveloped regions.

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