Pakistan & Gulf Economist

Microfinance & Poverty Alleviation (Facts & Figures)

Microfinance Industry Indicators
Indicators Dec-17 Dec-18 YoY Growth
Absolute change %
Number of Branches 3,673 4,239 566 15.4
Total No. of Borrowers 5,800,457 6,936,554 1,136,097 19.6
Gross Loan Portfolio (Rs billion) 202.70 274.70 72 35.5
Average Loan Balance 48,695 55,173 6,478 13.3

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Microfinance Banking Indicators (Rs Billion)
Indicators Mar-18 Mar-19 Growth in (%)
No. of Branches 916 1,087 18.67
Number of Borrowers 2,777,164 3,371,695 21.41
Gross Loan Portfolio 152 201.27 32.70
Deposits 189 236.02 25.10
Number of Depositors 25,492,075 36,111,999 41.66
Equity 36 48.44 35.36
Assets 255.03 325.22 27.52
Borrowings 14.05 19.95 41.98
NPLs 1.80% 3.28%

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Demographic Indicators Of Pakistan
Indicator 2018
Total population 212.82 Million (Approx.)
Population growth rate 2.4%
Contraceptive prevalence rate 34.2%
Unmet need of family planning 17.3%
Total fertility rate 3.6
Crude birth rate (per 1000) 25.2
Source: NIPS, Pakistan Demographic and Health Survey 2017-18, Ministry of Planning, Development and Reform,

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